UPSTART HOLDINGS INC
UPSTNASDAQ$22.91▼ $0.12 (−0.54%)
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24h▼ 0.5%
7d▼ 11.8%
14d▼ 9.5%
30d▼ 21.2%
ytd▼ 47.6%
1y▼ 56.6%
🏦Market Cap
$2.19B
Small Cap
📈Revenue Growth (YoY)
+58.9%
High Growth
📊Gross Margin
95.4%
High
💵FCF Margin
-23.1%
Thin
⚖️P/S Ratio
1.7x
Cheap
Otter Score
56
Weak
UPSTART HOLDINGS INC
UPSTAnalyst Ratings
Price
$22.91
Total
22
Raised
3
Lowered
4
Avg PT
$39.25
H / L
$51 / $30
| Institution | Action | Rating | Date | Upside | |
|---|---|---|---|---|---|
BTIG | Reiterated | Buy | 2026-09-22 | — | — |
Piper Sandler | Reiterated | Overweight | 2026-08-05 | $51.00 | +122.70% |
Needham | Reiterated | Buy | 2026-08-05 | $40.00 | +74.60% |
Citigroup | Reiterated | Buy | 2026-07-22 | $33.00 | +44.10% |
Goldman Sachs | Reiterated | Neutral | 2026-07-09 | $39.00 | +70.30% |
Mizuho | Reiterated | Outperform | 2026-03-26 | — | — |
Citizens | Reiterated | Market Underperform | 2026-02-18 | — | — |
Compass Point | Upgraded | Sell → Neutral | 2026-02-17 | $30.00 | +31.00% |
Truist Securities | Reiterated | Buy | 2026-02-11 | — | — |
Stephens & Co. | Reiterated | Equal Weight | 2025-11-05 | — | — |
JP Morgan | Reiterated | Overweight | 2025-11-05 | — | — |
B of A Securities | Reiterated | Neutral | 2025-11-05 | — | — |
Morgan Stanley | Reiterated | Equal Weight | 2025-08-06 | $35.00 | +52.80% |
Barclays | Reiterated | Equal Weight | 2025-05-12 | $35.00 | +52.80% |
B. Riley Securities | Upgraded | Neutral → Buy | 2025-02-12 | — | — |
Redburn Atlantic | Upgraded | Neutral → Buy | 2024-12-03 | — | — |
Wedbush | Reiterated | Neutral | 2024-11-08 | $45.00 | +96.50% |
Loop Capital | Downgraded | Buy → Hold | 2023-02-03 | — | — |
Atlantic Equities | Downgraded | Neutral → Underweight | 2022-08-11 | $45.00 | +96.50% |
JMP Securities | Downgraded | Market Outperform → Market Perform | 2022-07-08 | $70.00 | +205.60% |
FBN Securities | Reiterated | Outperform | 2022-04-12 | $40.00 | +74.60% |
Jefferies | Downgraded | Buy → Hold | 2021-10-26 | $30.00 | +31.00% |
Institution
BTIG
Reiterated · Buy · 2026-09-22
—
—
Piper Sandler
Reiterated · Overweight · 2026-08-05
$51.00
+122.70%
Needham
Reiterated · Buy · 2026-08-05
$40.00
+74.60%
Citigroup
Reiterated · Buy · 2026-07-22
$33.00
+44.10%
Goldman Sachs
Reiterated · Neutral · 2026-07-09
$39.00
+70.30%
Mizuho
Reiterated · Outperform · 2026-03-26
—
—
Citizens
Reiterated · Market Underperform · 2026-02-18
—
—
Compass Point
Upgraded · Sell → Neutral · 2026-02-17
$30.00
+31.00%
Truist Securities
Reiterated · Buy · 2026-02-11
—
—
Stephens & Co.
Reiterated · Equal Weight · 2025-11-05
—
—
JP Morgan
Reiterated · Overweight · 2025-11-05
—
—
B of A Securities
Reiterated · Neutral · 2025-11-05
—
—
Morgan Stanley
Reiterated · Equal Weight · 2025-08-06
$35.00
+52.80%
Barclays
Reiterated · Equal Weight · 2025-05-12
$35.00
+52.80%
B. Riley Securities
Upgraded · Neutral → Buy · 2025-02-12
—
—
Redburn Atlantic
Upgraded · Neutral → Buy · 2024-12-03
—
—
Wedbush
Reiterated · Neutral · 2024-11-08
$45.00
+96.50%
Loop Capital
Downgraded · Buy → Hold · 2023-02-03
—
—
Atlantic Equities
Downgraded · Neutral → Underweight · 2022-08-11
$45.00
+96.50%
JMP Securities
Downgraded · Market Outperform → Market Perform · 2022-07-08
$70.00
+205.60%
FBN Securities
Reiterated · Outperform · 2022-04-12
$40.00
+74.60%
Jefferies
Downgraded · Buy → Hold · 2021-10-26
$30.00
+31.00%
One row per institution · price target from the firm's latest published target