UPSTART HOLDINGS INC
UPSTNASDAQTrading Snapshot
- Day Range
- $22.71 – $23.14
- 52-Week Range
- $22.79 – $57.95
- Volume
- $3.44B
- Avg Volume
- $3.10B
- Shares Outstanding
- 95.7M
- Next Earnings
- Nov 28, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.08B
- Last Q Revenue
- $377M
- P/E Ratio
- 37.1
- P/S Ratio
- 1.7x
- EPS (TTM)
- $0.62
- Dividend Yield
- 0.00%
- Dilution (1yr)
- +21.8%
Why Investors Own UPST
- ✓High-growth profile — revenue up +23.3% YoY with expanding Fintech exposure.
- ✓Healthy economics — 28% gross margin and 26% free-cash-flow margin.
- ✓Expanding take-rate and new products grow revenue per user.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
UPSTART HOLDINGS INC
UPST
StockOtter · stockotter.spaceAbout UPSTART HOLDINGS INC
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-4
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to five classes of notes issued by Upstart Securitization Trust 2026-4 (“UPST 2026-4”), a $400.0 million consumer loan ABS securitization
PayPal vs. Upstart: Which Fintech Stock Is Better to Consider?
PYPL's Venmo growth and cost savings face off against UPST's AI lending gains, rising originations and ongoing credit-market risks.
3 Niche Growth Stocks With an Edge Their Rivals Can't Ignore
When identifying potential growth stock candidates, investors often look for companies with a competitive moat—some advantage in technology, product offerings, efficiency, or similar that gives them a likely edge over th
Upstart Lends Money It Doesn't Hold. What Does That Do to the Stock in a Downturn?
Upstart is a lender that uses AI to price loans. It does not hold loans on its balance sheet; it syndicates them for third parties.
Upstart Holdings, Inc. (UPST) Stock Dips While Market Gains: Key Facts
Upstart Holdings, Inc. (UPST) reached $23.82 at the closing of the latest trading day, reflecting a -3.33% change compared to its last close.
Can AI Upstart Lemonade Topple Berkshire Hathaway?
Berkshire Hathaway operates a massive, profitable portfolio ranging from insurance to energy and railroads. Lemonade uses artificial intelligence to rapidly grow its customer base within the digital insurance space.