WAL logo

WESTERN ALLIANCE BANCORP

WALNYSE
πŸ† #987 by market capEarnings Oct 15US Equity
$493.30β–Ό $21.11 (βˆ’4.28%)
Simulated price
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🏦Market Cap
$8.27B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+5.2%
Slowing
πŸ“ŠGross Margin
56.6%
Healthy
πŸ’΅FCF Margin
-32.1%
Thin
βš–οΈP/S Ratio
1.6x
Cheap
Otter Score
68
Fair
No chart data available for WAL.

Trading Snapshot

Day Range
$488.27 – $496.35
52-Week Range
$65.82 – $97.23
Volume
$3.03B
Avg Volume
$2.80B
Shares Outstanding
109.2M
Next Earnings
Nov 22, 2026

Fundamentals Snapshot

Annual Revenue
$5.28B
Last Q Revenue
$888M
P/E Ratio
8.4
P/S Ratio
1.6x
EPS (TTM)
$9.14
Dividend Yield
2.22%
Dilution (1yr)
βˆ’0.2%

Why Investors Own WAL

  • βœ“High-growth profile β€” revenue up +12.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 63% gross margin and 7% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

WAL logo

WESTERN ALLIANCE BANCORP

WAL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$5.3Bβ–² +5.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
61.1%β–² +4.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.2Bβ–² +21.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$2.8Bβ–Ό βˆ’1.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
109.3Mβ–Ό βˆ’0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$2.9Bβ–Ό βˆ’$345M YoY
StockOtter Β· stockotter.space

About WESTERN ALLIANCE BANCORP

Western Alliance Bancorporation serves as the holding entity for Western Alliance Bank, offering a broad spectrum of banking products and related financial services, with its primary operations centered in Arizona, California, and Nevada. The company structures its business across Commercial, Consumer Related, and Corporate & Other segments. Its deposit offerings include checking, savings, and money market accounts, as well as fixed-rate and fixed-maturity certificates of deposit. Additionally, it delivers treasury management and residential mortgage services. The company's lending activities are diverse, encompassing commercial and industrial loans such as working capital lines of credit, financing for technology companies, inventory and accounts receivable lines, mortgage warehouse facilities, and equipment loans and leases. Western Alliance also provides commercial real estate loans, secured by properties like multi-family residential units, professional offices, industrial sites, retail centers, and hotels. Its construction and land development loans support projects ranging from single and multi-family residential developments to industrial/warehouse facilities, office buildings, retail spaces, medical offices, and residential lot developments. Consumer loan products are also available. Beyond core banking, Western Alliance offers a variety of other financial services, including internet banking, wire transfers, electronic bill payment and presentment, lock box services, courier services, and comprehensive cash management solutions. Furthermore, the company holds various investment securities, municipal and non-profit loans, and leases, and makes strategic investments in low-income housing tax credits and small business investment corporations, alongside real estate loans and related securities. Founded in 1994 and based in Phoenix, Arizona, Western Alliance Bancorporation operates a network of 36 branch locations and several loan production offices.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$489.42
β–Ό βˆ’0.8% Downside
High Target$599.14
Low Target$424.21
Based on 13 analysts

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