WAL logo

WESTERN ALLIANCE BANCORP

WALNYSE
πŸ† #987 by market capEarnings Oct 15US Equity
$75.76β–Ό $0.78 (βˆ’1.03%)
πŸŒ™ After hours$75.48β–Ό 0.37%Regular close Β· extended-hours price shown
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24hβ–Ό 1.0%
7dβ–² 0.2%
14dβ–Ό 2.6%
30dβ–Ό 3.0%
ytdβ–Ό 9.9%
1yβ–Ό 12.6%
🏦Market Cap
$8.27B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+5.2%
Slowing
πŸ“ŠGross Margin
56.6%
Healthy
πŸ’΅FCF Margin
-32.1%
Thin
βš–οΈP/S Ratio
1.6x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$74.99 – $76.23
52-Week Range
$65.82 – $97.23
Volume
$3.03B
Avg Volume
$2.80B
Shares Outstanding
109.2M
Next Earnings
Nov 22, 2026

Fundamentals Snapshot

Annual Revenue
$5.28B
Last Q Revenue
$888M
P/E Ratio
8.4
P/S Ratio
1.6x
EPS (TTM)
$9.14
Dividend Yield
2.22%
Dilution (1yr)
βˆ’0.2%

Why Investors Own WAL

  • βœ“High-growth profile β€” revenue up +12.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 63% gross margin and 7% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

WAL logo

WESTERN ALLIANCE BANCORP

WAL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$5.3Bβ–² +5.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
61.1%β–² +4.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.2Bβ–² +21.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$2.8Bβ–Ό βˆ’1.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
109.3Mβ–Ό βˆ’0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$2.9Bβ–Ό βˆ’$345M YoY
StockOtter Β· stockotter.space

About WESTERN ALLIANCE BANCORP

Western Alliance Bancorporation serves as the holding entity for Western Alliance Bank, offering a broad spectrum of banking products and related financial services, with its primary operations centered in Arizona, California, and Nevada. The company structures its business across Commercial, Consumer Related, and Corporate & Other segments. Its deposit offerings include checking, savings, and money market accounts, as well as fixed-rate and fixed-maturity certificates of deposit. Additionally, it delivers treasury management and residential mortgage services. The company's lending activities are diverse, encompassing commercial and industrial loans such as working capital lines of credit, financing for technology companies, inventory and accounts receivable lines, mortgage warehouse facilities, and equipment loans and leases. Western Alliance also provides commercial real estate loans, secured by properties like multi-family residential units, professional offices, industrial sites, retail centers, and hotels. Its construction and land development loans support projects ranging from single and multi-family residential developments to industrial/warehouse facilities, office buildings, retail spaces, medical offices, and residential lot developments. Consumer loan products are also available. Beyond core banking, Western Alliance offers a variety of other financial services, including internet banking, wire transfers, electronic bill payment and presentment, lock box services, courier services, and comprehensive cash management solutions. Furthermore, the company holds various investment securities, municipal and non-profit loans, and leases, and makes strategic investments in low-income housing tax credits and small business investment corporations, alongside real estate loans and related securities. Founded in 1994 and based in Phoenix, Arizona, Western Alliance Bancorporation operates a network of 36 branch locations and several loan production offices.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$75.16
β–Ό βˆ’0.8% Downside
High Target$92.02
Low Target$65.15
Based on 13 analysts

Latest News & Updates

πŸš€
Zacks Investment ResearchΒ·1d ago

Fed Considers Higher Asset Thresholds: What it Means for Banks

Fed considers higher bank asset thresholds that could ease regulatory burdens, and give banks more room to grow and pursue M&A.

Defense WorldΒ·10d ago

Integrated Wealth Concepts LLC Grows Position in Western Alliance Bancorporation $WAL

Integrated Wealth Concepts LLC lifted its position in shares of Western Alliance Bancorporation (NYSE: WAL) by 191.2% in the second quarter, according to its most recent 13F filing with the SEC. The firm owned 11,738 sha

Seeking AlphaΒ·13d ago

Western Alliance Bancorporation (WAL) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

Western Alliance Bancorporation (WAL) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

Business WireΒ·15d ago

Western Alliance Bancorporation to Participate in Fireside Chat at Barclays Global Financial Services Conference

PHOENIX--(BUSINESS WIRE)--Western Alliance Bancorporation (NYSE: WAL) today announced that Chairman, President and Chief Executive Officer Ken Vecchione will participate in a fireside chat at the Barclays Global Financia

Defense WorldΒ·Aug 24

Barrow Hanley Mewhinney & Strauss LLC Makes New Investment in Western Alliance Bancorporation $WAL

Barrow Hanley Mewhinney and Strauss LLC purchased a new stake in shares of Western Alliance Bancorporation (NYSE: WAL) in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchan

Defense WorldΒ·Aug 6

Amundi Sells 25,776 Shares of Western Alliance Bancorporation $WAL

Amundi cut its stake in Western Alliance Bancorporation (NYSE: WAL) by 21.4% in the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The firm owned 94,8