TEXAS CAPITAL BANCSHARES INC
TCBINASDAQTrading Snapshot
- Day Range
- $92.93 – $95.03
- 52-Week Range
- $75.41 – $108.92
- Volume
- $2.62B
- Avg Volume
- $1.92B
- Shares Outstanding
- 43.5M
- Next Earnings
- Dec 9, 2026
Fundamentals Snapshot
- Annual Revenue
- $2.00B
- Last Q Revenue
- $440M
- P/E Ratio
- 12.1
- P/S Ratio
- 2.1x
- EPS (TTM)
- $8.10
- Dividend Yield
- 0.43%
- Dilution (1yr)
- −2.5%
Why Investors Own TCBI
- ✓High-growth profile — revenue up -7.6% YoY with expanding US Equity exposure.
- ✓Healthy economics — 48% gross margin and 16% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
TEXAS CAPITAL BANCSHARES INC
TCBI
StockOtter · stockotter.spaceAbout TEXAS CAPITAL BANCSHARES INC
Texas Capital Bancshares, Inc. serves as the holding company for Texas Capital Bank, operating as a comprehensive financial services firm that delivers tailored solutions to businesses, entrepreneurs, and individual clients. Its offerings encompass commercial banking, consumer banking, investment banking, and wealth management. The company provides businesses with various deposit accounts, such as commercial checking, lockbox, and cash concentration services, alongside digital banking tools for information access, wire transfers, ACH initiation, and account integration. For individual clients, it offers checking, savings, money market accounts, and certificates of deposit. Regarding lending, the firm extends a broad spectrum of options, including commercial loans to fund working capital, growth initiatives, acquisitions, and business insurance premiums, in addition to consumer loans. Specialized financing is available for exploration and production companies, mortgage finance, commercial real estate, and residential homebuilder projects. Furthermore, it offers first and second lien loans for purchasing or constructing 1-4 family residences, home equity revolving lines of credit, and loans for acquiring residential lots. SBA-backed real estate loans, equipment financing and leasing services, and letters of credit round out its lending portfolio. Beyond its core banking and lending activities, clients benefit from online and mobile banking platforms, debit and credit card services, escrow management, and comprehensive personal wealth and trust services. Depositors also have the opportunity to earn American Airlines AAdvantage miles. Its operations are focused within the Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Established in 1996, the firm maintains its headquarters in Dallas, Texas.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
TEXAS CAPITAL BANCSHARES INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift TCBI price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
TEXAS CAPITAL BANCSHARES INC announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.