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TEXAS CAPITAL BANCSHARES INC

TCBINASDAQ
πŸ† #1471 by market capEarnings Oct 21US Equity
$93.31β–Ό $1.37 (βˆ’1.47%)
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24hβ–Ό 1.5%
7dβ–Ό 1.0%
14dβ–Ό 2.1%
30dβ–Ό 4.1%
ytdβ–² 3.1%
1yβ–² 10.4%
🏦Market Cap
$4.06B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+13.5%
Healthy
πŸ“ŠGross Margin
62.4%
High
πŸ’΅FCF Margin
47.2%
Strong
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$92.92 – $95.02
52-Week Range
$75.41 – $108.92
Volume
$2.62B
Avg Volume
$1.92B
Shares Outstanding
43.5M
Next Earnings
Dec 9, 2026

Fundamentals Snapshot

Annual Revenue
$2.00B
Last Q Revenue
$440M
P/E Ratio
12.1
P/S Ratio
2.1x
EPS (TTM)
$8.10
Dividend Yield
0.43%
Dilution (1yr)
βˆ’2.5%

Why Investors Own TCBI

  • βœ“High-growth profile β€” revenue up -7.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 48% gross margin and 16% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

TCBI logo

TEXAS CAPITAL BANCSHARES INC

TCBI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.0Bβ–² +13.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
60.6%β–² +23.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$444Mβ–² +314.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$348Mβ–Ό βˆ’16.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
45.4Mβ–Ό βˆ’2.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$1.1Bβ–Ό βˆ’$495M YoY
StockOtter Β· stockotter.space

About TEXAS CAPITAL BANCSHARES INC

Texas Capital Bancshares, Inc. serves as the holding company for Texas Capital Bank, operating as a comprehensive financial services firm that delivers tailored solutions to businesses, entrepreneurs, and individual clients. Its offerings encompass commercial banking, consumer banking, investment banking, and wealth management. The company provides businesses with various deposit accounts, such as commercial checking, lockbox, and cash concentration services, alongside digital banking tools for information access, wire transfers, ACH initiation, and account integration. For individual clients, it offers checking, savings, money market accounts, and certificates of deposit. Regarding lending, the firm extends a broad spectrum of options, including commercial loans to fund working capital, growth initiatives, acquisitions, and business insurance premiums, in addition to consumer loans. Specialized financing is available for exploration and production companies, mortgage finance, commercial real estate, and residential homebuilder projects. Furthermore, it offers first and second lien loans for purchasing or constructing 1-4 family residences, home equity revolving lines of credit, and loans for acquiring residential lots. SBA-backed real estate loans, equipment financing and leasing services, and letters of credit round out its lending portfolio. Beyond its core banking and lending activities, clients benefit from online and mobile banking platforms, debit and credit card services, escrow management, and comprehensive personal wealth and trust services. Depositors also have the opportunity to earn American Airlines AAdvantage miles. Its operations are focused within the Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Established in 1996, the firm maintains its headquarters in Dallas, Texas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Buy
19 analysts
Strong Buy4
Buy5
Hold8
Sell2
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

ETF TrendsΒ·6d ago

ETFs on TXSE: A Big Milestone for Y'all Street

The Texas Stock Exchange (TXSE) is more than a regional milestone β€” it is a shift in competition among U.S. capital markets.

Defense WorldΒ·12d ago

Engineers Gate Manager LP Invests $1.26 Million in Texas Capital Bancshares, Inc. $TCBI

Engineers Gate Manager LP acquired a new stake in Texas Capital Bancshares, Inc. (NASDAQ: TCBI) during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commis

GlobeNewsWireΒ·13d ago

Texas Capital's TXS and OILT ETFs Now Trading on the Texas Stock Exchange

DALLAS, Sept. 16, 2026 (GLOBE NEWSWIRE) -- Texas Capital Bank Private Wealth Advisors, a subsidiary of Texas Capital Bank, and the Texas Capital Funds Trust today announced that the Texas Capital Texas Equity Index ETF (

GlobeNewsWireΒ·16d ago

Texas Capital to Bring Corporate Listing Home to the Texas Stock Exchange

Full-service, Texas-founded and headquartered financial services firm deepens commitment to the state's growing capital markets

Defense WorldΒ·26d ago

Jupiter Topco LLC Takes $1.98 Million Position in Texas Capital Bancshares, Inc. $TCBI

Jupiter Topco LLC bought a new position in shares of Texas Capital Bancshares, Inc. (NASDAQ: TCBI) during the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC)

Defense WorldΒ·29d ago

Canada Pension Plan Investment Board Invests $1.27 Million in Texas Capital Bancshares, Inc. $TCBI

Canada Pension Plan Investment Board acquired a new stake in Texas Capital Bancshares, Inc. (NASDAQ: TCBI) in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commissio