SOUTH PLAINS FINANCIAL INC
SPFINASDAQTrading Snapshot
- Day Range
- $567.13 – $578.15
- 52-Week Range
- $35.34 – $46.94
- Volume
- $4.16B
- Avg Volume
- $5.23B
- Shares Outstanding
- 18.8M
- Next Earnings
- Oct 23, 2026
Fundamentals Snapshot
- Annual Revenue
- $297M
- Last Q Revenue
- $81M
- P/E Ratio
- 12.3
- P/S Ratio
- 2.0x
- EPS (TTM)
- $3.67
- Dividend Yield
- 1.41%
- Dilution (1yr)
- −1.0%
Why Investors Own SPFI
- ✓High-growth profile — revenue up +38.6% YoY with expanding US Equity exposure.
- ✓Healthy economics — 70% gross margin and 11% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
SOUTH PLAINS FINANCIAL INC
SPFI
StockOtter · stockotter.spaceAbout SOUTH PLAINS FINANCIAL INC
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Price Target
ⓘLatest News & Updates
SOUTH PLAINS FINANCIAL INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift SPFI price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
SOUTH PLAINS FINANCIAL INC announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.