SOUTH PLAINS FINANCIAL INC
SPFINASDAQTrading Snapshot
- Day Range
- $41.27 β $42.07
- 52-Week Range
- $35.34 β $46.94
- Volume
- $4.16B
- Avg Volume
- $5.23B
- Shares Outstanding
- 18.8M
- Next Earnings
- Oct 23, 2026
Fundamentals Snapshot
- Annual Revenue
- $297M
- Last Q Revenue
- $81M
- P/E Ratio
- 12.3
- P/S Ratio
- 2.0x
- EPS (TTM)
- $3.67
- Dividend Yield
- 1.41%
- Dilution (1yr)
- β1.0%
Why Investors Own SPFI
- βHigh-growth profile β revenue up +38.6% YoY with expanding US Equity exposure.
- βHealthy economics β 70% gross margin and 11% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
SOUTH PLAINS FINANCIAL INC
SPFIAbout SOUTH PLAINS FINANCIAL INC
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates

Dimensional Fund Advisors LP Sells 16,478 Shares of South Plains Financial, Inc. $SPFI
Dimensional Fund Advisors LP decreased its position in South Plains Financial, Inc. (NASDAQ: SPFI) by 3.6% in the first quarter, according to its most recent Form 13F filing with the SEC. The firm owned 435,347 shares of

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South Plains Financial (SPFI) Reports Q2 Earnings: What Key Metrics Have to Say
The headline numbers for South Plains Financial (SPFI) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and

South Plains Financial, Inc. (SPFI) Q2 2026 Earnings Call Transcript
South Plains Financial, Inc. (SPFI) Q2 2026 Earnings Call Transcript