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SAFETY INSURANCE GROUP INC

SAFTNASDAQ
πŸ† #2193 by market capUS Equity
$103.64β–² $0.05 (+0.05%)
Market closed Β· at close
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24hβ–² 0.1%
7dβ–² 0.1%
14dβ–² 0.1%
30dβ–Ό 0.1%
ytdβ–² 31.6%
1yβ–² 46.4%
🏦Market Cap
$1.52B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+13.0%
Healthy
πŸ“ŠGross Margin
42.0%
Healthy
πŸ’΅FCF Margin
11.9%
Healthy
βš–οΈP/S Ratio
1.0x
Cheap
Otter Score
76
Good

Trading Snapshot

Day Range
$103.17 – $105.28
52-Week Range
$67.04 – $103.88
Volume
$4.48B
Avg Volume
$5.15B
Shares Outstanding
14.7M
Next Earnings
Dec 14, 2026

Fundamentals Snapshot

Annual Revenue
$1.25B
Last Q Revenue
$521M
P/E Ratio
22.1
P/S Ratio
1.0x
EPS (TTM)
$4.73
Dividend Yield
3.55%
Dilution (1yr)
βˆ’0.3%

Why Investors Own SAFT

  • βœ“High-growth profile β€” revenue up +51.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 68% gross margin and 18% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

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SAFETY INSURANCE GROUP INC

SAFT
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.3Bβ–² +13.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
36.4%β–² +2.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$127Mβ–² +41.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$192Mβ–² +54.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
14.7Mβ–Ό βˆ’0.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$12Mβ–Ό βˆ’$1M YoY
StockOtter Β· stockotter.space

About SAFETY INSURANCE GROUP INC

Safety Insurance Group, Inc. (SAFT) is a U.S.-based insurance provider offering a diverse range of personal and commercial coverage. The company's private passenger automobile policies furnish protection against third-party bodily injury and property damage liability, no-fault personal injury benefits for policyholders and their passengers, and physical damage insurance for the insured's own vehicle, covering impacts and other specific risks. Furthermore, it underwrites commercial automobile policies, designed for business-use vehicles ranging from passenger cars to trucks, tractors, and trailers, covering both individual units and entire fleets. For property owners, Safety Insurance offers homeowner policies that safeguard houses, condominiums, and apartments against damage to the structure and its contents from various perils, alongside liability coverage stemming from property ownership or occupation. The firm also extends its offerings to business owners policies, catering to diverse commercial operations such as apartment complexes, residential condominium associations, dining establishments, office condominiums, processing and service businesses, specialized trade contractors, and wholesalers. Beyond standard coverage, the company provides personal umbrella policies, which offer additional liability protection extending beyond the limits of individual automobile, watercraft, and homeowner insurance. It also underwrites commercial umbrella policies and dwelling fire insurance specifically for properties not occupied by their owners. Complementing these, Safety Insurance includes inland marine coverage as an option within its homeowner and business owner policies, and furnishes insurance for small to medium-sized recreational watercraft. The distribution of all its insurance products is managed through a network of independent agents. Established in 1979 and headquartered in Boston, Massachusetts, the company was formerly known as Safety Holdings Inc. before officially changing its name to Safety Insurance Group, Inc. in April 2002.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
76/100

Analyst Price Target

β“˜
Average Target
$105.01
β–² +1.3% Upside
High Target$130.63
Low Target$84.12
Based on 11 analysts

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