SAFETY INSURANCE GROUP INC
SAFTNASDAQTrading Snapshot
- Day Range
- $103.17 β $105.28
- 52-Week Range
- $67.04 β $103.88
- Volume
- $4.48B
- Avg Volume
- $5.15B
- Shares Outstanding
- 14.7M
- Next Earnings
- Dec 14, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.25B
- Last Q Revenue
- $521M
- P/E Ratio
- 22.1
- P/S Ratio
- 1.0x
- EPS (TTM)
- $4.73
- Dividend Yield
- 3.55%
- Dilution (1yr)
- β0.3%
Why Investors Own SAFT
- βHigh-growth profile β revenue up +51.7% YoY with expanding US Equity exposure.
- βHealthy economics β 68% gross margin and 18% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
SAFETY INSURANCE GROUP INC
SAFTAbout SAFETY INSURANCE GROUP INC
Safety Insurance Group, Inc. (SAFT) is a U.S.-based insurance provider offering a diverse range of personal and commercial coverage. The company's private passenger automobile policies furnish protection against third-party bodily injury and property damage liability, no-fault personal injury benefits for policyholders and their passengers, and physical damage insurance for the insured's own vehicle, covering impacts and other specific risks. Furthermore, it underwrites commercial automobile policies, designed for business-use vehicles ranging from passenger cars to trucks, tractors, and trailers, covering both individual units and entire fleets. For property owners, Safety Insurance offers homeowner policies that safeguard houses, condominiums, and apartments against damage to the structure and its contents from various perils, alongside liability coverage stemming from property ownership or occupation. The firm also extends its offerings to business owners policies, catering to diverse commercial operations such as apartment complexes, residential condominium associations, dining establishments, office condominiums, processing and service businesses, specialized trade contractors, and wholesalers. Beyond standard coverage, the company provides personal umbrella policies, which offer additional liability protection extending beyond the limits of individual automobile, watercraft, and homeowner insurance. It also underwrites commercial umbrella policies and dwelling fire insurance specifically for properties not occupied by their owners. Complementing these, Safety Insurance includes inland marine coverage as an option within its homeowner and business owner policies, and furnishes insurance for small to medium-sized recreational watercraft. The distribution of all its insurance products is managed through a network of independent agents. Established in 1979 and headquartered in Boston, Massachusetts, the company was formerly known as Safety Holdings Inc. before officially changing its name to Safety Insurance Group, Inc. in April 2002.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
SAFETY INSURANCE GROUP INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift SAFT price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
SAFETY INSURANCE GROUP INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.