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SAFETY INSURANCE GROUP INC

SAFTNASDAQ
πŸ† #2191 by market capEarnings Nov 2US Equity
$103.63β–² $0.06 (+0.06%)
πŸŒ™ After hours$103.63β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–² 0.1%
7dβ–² 0.1%
14dβ–² 0.1%
30dβ–Ό 0.1%
ytdβ–² 31.6%
1yβ–² 46.4%
🏦Market Cap
$1.52B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+13.0%
Healthy
πŸ“ŠGross Margin
42.0%
Healthy
πŸ’΅FCF Margin
11.9%
Healthy
βš–οΈP/S Ratio
1.0x
Cheap
Otter Score
76
Good

Trading Snapshot

Day Range
$103.16 – $105.27
52-Week Range
$67.04 – $103.88
Volume
$4.48B
Avg Volume
$5.15B
Shares Outstanding
14.7M
Next Earnings
Dec 14, 2026

Fundamentals Snapshot

Annual Revenue
$1.25B
Last Q Revenue
$521M
P/E Ratio
22.1
P/S Ratio
1.0x
EPS (TTM)
$4.73
Dividend Yield
3.55%
Dilution (1yr)
βˆ’0.3%

Why Investors Own SAFT

  • βœ“High-growth profile β€” revenue up +51.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 68% gross margin and 18% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

SAFT logo

SAFETY INSURANCE GROUP INC

SAFT
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.3Bβ–² +13.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
36.4%β–² +2.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$127Mβ–² +41.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$192Mβ–² +54.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
14.7Mβ–Ό βˆ’0.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$12Mβ–Ό βˆ’$1M YoY
StockOtter Β· stockotter.space

About SAFETY INSURANCE GROUP INC

Safety Insurance Group, Inc. (SAFT) is a U.S.-based insurance provider offering a diverse range of personal and commercial coverage. The company's private passenger automobile policies furnish protection against third-party bodily injury and property damage liability, no-fault personal injury benefits for policyholders and their passengers, and physical damage insurance for the insured's own vehicle, covering impacts and other specific risks. Furthermore, it underwrites commercial automobile policies, designed for business-use vehicles ranging from passenger cars to trucks, tractors, and trailers, covering both individual units and entire fleets. For property owners, Safety Insurance offers homeowner policies that safeguard houses, condominiums, and apartments against damage to the structure and its contents from various perils, alongside liability coverage stemming from property ownership or occupation. The firm also extends its offerings to business owners policies, catering to diverse commercial operations such as apartment complexes, residential condominium associations, dining establishments, office condominiums, processing and service businesses, specialized trade contractors, and wholesalers. Beyond standard coverage, the company provides personal umbrella policies, which offer additional liability protection extending beyond the limits of individual automobile, watercraft, and homeowner insurance. It also underwrites commercial umbrella policies and dwelling fire insurance specifically for properties not occupied by their owners. Complementing these, Safety Insurance includes inland marine coverage as an option within its homeowner and business owner policies, and furnishes insurance for small to medium-sized recreational watercraft. The distribution of all its insurance products is managed through a network of independent agents. Established in 1979 and headquartered in Boston, Massachusetts, the company was formerly known as Safety Holdings Inc. before officially changing its name to Safety Insurance Group, Inc. in April 2002.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
76/100

Analyst Ratings

β“˜
Consensus
Sell
6 analysts
Strong Buy0
Buy0
Hold3
Sell1
Strong Sell2
Ratings as of Sep 2026

Latest News & Updates

Business WireΒ·5d ago

Safety Insurance Group Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Safety Insurance Group Inc. - SAFT

NEW YORK CITY & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (β€œKSF”) are investigating the proposed sale of Safety Insurance Gro

GlobeNewsWireΒ·18d ago

Halper Sadeh LLC is Investigating Whether ACVA and SAFT are Obtaining Fair Deals for their Shareholders

Insiders may stand to receive substantial financial benefits not available to ordinary shareholders.

GuruFocusΒ·24d ago

SAFT Stock Alert: Halper Sadeh LLC is Investigating Whether Safety Insurance Group Inc. is Obtaining a Fair Price for its Shareholders

Halper Sadeh LLC, an investor rights law firm, is investigating the sale of Safety Insurance Group Inc. (NASDAQ: SAFT) to an affiliate of Mapfre S.A. for $105.0

Defense WorldΒ·26d ago

Canada Pension Plan Investment Board Acquires New Shares in Safety Insurance Group, Inc. $SAFT

Canada Pension Plan Investment Board bought a new position in shares of Safety Insurance Group, Inc. (NASDAQ: SAFT) during the second quarter, according to its most recent filing with the Securities and Exchange Commissi

Defense WorldΒ·Aug 29

BlackRock Inc. Acquires Shares of 2,289,410 Safety Insurance Group, Inc. $SAFT

BlackRock Inc. acquired a new position in Safety Insurance Group, Inc. (NASDAQ: SAFT) in the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The firm acquired 2,2

Business WireΒ·Aug 5

Safety Insurance Group, Inc. Announces Second Quarter 2026 Results and Declares Third Quarter 2026 Dividend

BOSTON--(BUSINESS WIRE)--Safety Insurance Group, Inc. (NASDAQ:SAFT) (β€œSafety” or the β€œCompany”) today reported second quarter 2026 results. George M. Murphy, Chairman of the Board of Directors, President and Chief Execut