PRI logo

PRIMERICA INC

PRINYSE
πŸ† #972 by market capUS Equity
$122.53β–Ό $8.59 (βˆ’7.01%)
Simulated price
πŸ””
Track PRI
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 7.0%
7dβ€”
14dβ€”
30dβ€”
ytdβ€”
1yβ€”
🏦Market Cap
$8.48B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+8.6%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
24.5%
Strong
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
92
Very Good
No chart data available for PRI.

Trading Snapshot

Day Range
$121.99 – $124.01
52-Week Range
$230.09 – $327.28
Volume
$3.06B
Avg Volume
$3.27B
Shares Outstanding
31.2M
Next Earnings
Nov 24, 2026

Fundamentals Snapshot

Annual Revenue
$3.23B
Last Q Revenue
$865M
P/E Ratio
10.7
P/S Ratio
2.5x
EPS (TTM)
$24.99
Dividend Yield
1.68%
Dilution (1yr)
βˆ’6.3%

Why Investors Own PRI

  • βœ“High-growth profile β€” revenue up +35.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 77% gross margin and 5% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PRI logo

PRIMERICA INC

PRI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$3.2Bβ–² +4.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
80.5%β–² +90.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$975Mβ–² +3.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$875Mβ–² +5.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
32.0Mβ–Ό βˆ’6.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.1Bβ–² +$209M YoY
StockOtter Β· stockotter.space

About PRIMERICA INC

Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
92/100

Analyst Price Target

β“˜
Average Target
$159.86
β–² +30.5% Upside
High Target$195.13
Low Target$131.45
Based on 19 analysts

Latest News & Updates