PRIMERICA INC
PRINYSETrading Snapshot
- Day Range
- $121.99 β $124.01
- 52-Week Range
- $230.09 β $327.28
- Volume
- $3.06B
- Avg Volume
- $3.27B
- Shares Outstanding
- 31.2M
- Next Earnings
- Nov 24, 2026
Fundamentals Snapshot
- Annual Revenue
- $3.23B
- Last Q Revenue
- $865M
- P/E Ratio
- 10.7
- P/S Ratio
- 2.5x
- EPS (TTM)
- $24.99
- Dividend Yield
- 1.68%
- Dilution (1yr)
- β6.3%
Why Investors Own PRI
- βHigh-growth profile β revenue up +35.2% YoY with expanding US Equity exposure.
- βHealthy economics β 77% gross margin and 5% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
PRIMERICA INC
PRIAbout PRIMERICA INC
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
PRIMERICA INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift PRI price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
PRIMERICA INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.