PRI logo

PRIMERICA INC

PRINYSE
πŸ† #966 by market capEarnings Nov 3 Β· PostUS Equity
$275.88β–² $0.44 (+0.16%)
πŸŒ™ After hours$275.88β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–² 0.2%
7dβ–² 0.4%
14dβ–Ό 5.5%
30dβ–Ό 4.1%
ytdβ–² 6.9%
1yβ–Ό 0.7%
🏦Market Cap
$8.60B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+4.4%
Slowing
πŸ“ŠGross Margin
72.1%
High
πŸ’΅FCF Margin
25.3%
Strong
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
92
Very Good

Trading Snapshot

Day Range
$274.65 – $279.22
52-Week Range
$230.09 – $327.28
Volume
$3.06B
Avg Volume
$3.27B
Shares Outstanding
31.2M
Next Earnings
Nov 24, 2026

Fundamentals Snapshot

Annual Revenue
$3.23B
Last Q Revenue
$865M
P/E Ratio
11.1
P/S Ratio
2.5x
EPS (TTM)
$25.52
Dividend Yield
1.68%
Dilution (1yr)
βˆ’6.3%

Why Investors Own PRI

  • βœ“High-growth profile β€” revenue up +35.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 77% gross margin and 5% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PRI logo

PRIMERICA INC

PRI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$3.2Bβ–² +4.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
80.5%β–² +90.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$975Mβ–² +3.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$875Mβ–² +5.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
32.0Mβ–Ό βˆ’6.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.1Bβ–² +$209M YoY
StockOtter Β· stockotter.space

About PRIMERICA INC

Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
92/100

Analyst Ratings

β“˜
Consensus
Buy
13 analysts
Strong Buy2
Buy4
Hold7
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Seeking AlphaΒ·17d ago

Primerica: Investment Product Growth Supports A More Positive Outlook

Primerica, Inc. offers an attractive risk-reward profile, driven by robust investment product growth and strong capital efficiency. PRI's investment and savings segment now comprises 42% of revenue, with 21% revenue and

GuruFocusΒ·24d ago

Affleck and Aflac. It was only a matter of time.

Affleck and Aflac. It was only a matter of time. PR Newswire COLUMBUS, Ga., Sept. 5, 2026

Defense WorldΒ·Aug 30

Caisse de depot et placement du Quebec Takes $9.19 Million Position in Primerica, Inc. $PRI

Caisse de depot et placement du Quebec purchased a new stake in shares of Primerica, Inc. (NYSE: PRI) in the second quarter, according to its most recent Form 13F filing with the SEC. The firm purchased 32,348 shares of

247 WallstΒ·Aug 27

Here Are Thursday’s Top Wall Street Analyst Research Calls: Abercrombie & Fitch, Choice Hotels International, DigitalOcean Holdings, First Solar, LTC Properties, Okta, Regions Financial, Synopsys, and More

Wall Street analysts delivered a flurry of rating changes Thursday, reshuffling positions on retailers, REITs, solar stocks, and cybersecurity names while markets digest hotter inflation data and brace for a pivotal Fed

Defense WorldΒ·Aug 27

Bamco Inc. NY Buys New Shares in Primerica, Inc. $PRI

Bamco Inc. NY bought a new position in shares of Primerica, Inc. (NYSE: PRI) during the undefined quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional

Business WireΒ·Aug 27

PRIMERICA HOUSEHOLD BUDGET INDEXβ„’ (HBIβ„’): Purchasing Power for Middle-Income Americans Up Slightly in July

DULUTH, Ga.--(BUSINESS WIRE)--The latest Primerica Household Budget Indexβ„’ (HBIβ„’) data, a monthly economic metric that examines how inflation and wage trends impact the ability of middle-income families to afford life's