PINEAPPLE FINANCIAL INC
PAPLNYSE AMERICANTrading Snapshot
- Day Range
- $0.97 β $0.99
- 52-Week Range
- $0.54 β $6.23
- Volume
- $2.36B
- Avg Volume
- $2.20B
- Shares Outstanding
- 25.3M
- Next Earnings
- Nov 15, 2026
Fundamentals Snapshot
- Annual Revenue
- $3M
- Last Q Revenue
- $622,502
- P/E Ratio
- β
- P/S Ratio
- 9.0x
- EPS (TTM)
- $-6.72
- Dividend Yield
- β
- Dilution (1yr)
- β81.2%
Why Investors Own PAPL
- βHigh-growth profile β revenue up +43.9% YoY with expanding US Equity exposure.
- βHealthy economics β 35% gross margin and 9% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
PINEAPPLE FINANCIAL INC
PAPLAbout PINEAPPLE FINANCIAL INC
Pineapple Financial Inc., headquartered in North York, Canada, is a Canadian enterprise specializing in mortgage technology and brokerage services. The company delivers comprehensive mortgage brokerage solutions alongside advanced technological tools. These offerings are designed for a wide array of Canadian mortgage professionals, including agents, brokers, sub-brokers, and entire brokerages, as well as direct consumers. Leveraging sophisticated data-driven systems and cloud-based platforms, its technology suite includes the MyPineapple platform, which empowers users to efficiently manage and execute their brokerage operations. Beyond its core offerings, Pineapple Financial provides extensive back-office support. This encompasses digital onboarding, streamlined loan packaging and processing, a client portal for document management, loan maintenance, and critical administrative functions such as payroll, lender communications, regulatory reporting, and business management. It also covers cloud services, expense collection, document preparation, compliance oversight, training programs, general administration, and marketing assistance. Additionally, the company delivers pre-underwriting assistance, covering crucial aspects like credit assessment, data verification, fraud detection and compliance checks, appraisal coordination and review, and comprehensive data analytics. Furthermore, Pineapple Financial diversifies its portfolio with an array of insurance products, including life, accident and disability, critical illness, and credit insurance. Founded in 2016, the company was initially known as 2487269 Ontario Ltd before rebranding to Pineapple Financial Inc. in June 2021.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates
PINEAPPLE FINANCIAL INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift PAPL price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
PINEAPPLE FINANCIAL INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.