PINEAPPLE FINANCIAL INC
PAPLNYSE AMERICANTrading Snapshot
- Day Range
- $0.98 β $1.00
- 52-Week Range
- $0.54 β $6.23
- Volume
- $2.36B
- Avg Volume
- $2.20B
- Shares Outstanding
- 25.3M
- Next Earnings
- Nov 15, 2026
Fundamentals Snapshot
- Annual Revenue
- $3M
- Last Q Revenue
- $622,502
- P/E Ratio
- β
- P/S Ratio
- 9.0x
- EPS (TTM)
- $-6.72
- Dividend Yield
- β
- Dilution (1yr)
- β81.2%
Why Investors Own PAPL
- βHigh-growth profile β revenue up +43.9% YoY with expanding US Equity exposure.
- βHealthy economics β 35% gross margin and 9% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
PINEAPPLE FINANCIAL INC
PAPLAbout PINEAPPLE FINANCIAL INC
Pineapple Financial Inc., headquartered in North York, Canada, is a Canadian enterprise specializing in mortgage technology and brokerage services. The company delivers comprehensive mortgage brokerage solutions alongside advanced technological tools. These offerings are designed for a wide array of Canadian mortgage professionals, including agents, brokers, sub-brokers, and entire brokerages, as well as direct consumers. Leveraging sophisticated data-driven systems and cloud-based platforms, its technology suite includes the MyPineapple platform, which empowers users to efficiently manage and execute their brokerage operations. Beyond its core offerings, Pineapple Financial provides extensive back-office support. This encompasses digital onboarding, streamlined loan packaging and processing, a client portal for document management, loan maintenance, and critical administrative functions such as payroll, lender communications, regulatory reporting, and business management. It also covers cloud services, expense collection, document preparation, compliance oversight, training programs, general administration, and marketing assistance. Additionally, the company delivers pre-underwriting assistance, covering crucial aspects like credit assessment, data verification, fraud detection and compliance checks, appraisal coordination and review, and comprehensive data analytics. Furthermore, Pineapple Financial diversifies its portfolio with an array of insurance products, including life, accident and disability, critical illness, and credit insurance. Founded in 2016, the company was initially known as 2487269 Ontario Ltd before rebranding to Pineapple Financial Inc. in June 2021.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates

Pineapple Financial (NYSEAMERICAN:PAPL) Shares Up 7.9% β Hereβs Why
Pineapple Financial Inc. (NYSEAMERICAN:PAPL - Get Free Report)'s stock price traded up 7.9% during trading on Monday. The stock traded as high as $1.28 and last traded at $1.23. Approximately 138,623 shares traded hands

Pineapple Financial Reports $25.3 Million in Third-Quarter Net Income as Company Enters Its Next Stage of Growth
Shareholders' equity grows to $51.6 million; reported total assets increase to $75.9 million; subscription revenue expands 11.6% year-to-date; Digital Asset Treasury strategy generates approximately $621,000 in year-to-d