NP logo

NEPTUNE INSURANCE HOLDI-CL A

NPNYSE
πŸ† #1810 by market capEarnings Nov 11US Equity
$27.71β–Ό $0.09 (βˆ’0.32%)
πŸŒ™ After hours$27.71β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
Track NP
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 0.3%
7dβ–² 0.0%
14dβ–Ό 9.2%
30dβ–Ό 16.8%
ytdβ–Ό 5.1%
1yβ€”
🏦Market Cap
$2.60B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+33.7%
High Growth
πŸ“ŠGross Margin
67.1%
High
πŸ’΅FCF Margin
53.1%
Strong
βš–οΈP/S Ratio
18.9x
Expensive
Otter Score
72
Fair

Trading Snapshot

Day Range
$27.31 – $28.07
52-Week Range
$14.78 – $35.15
Volume
$2.23B
Avg Volume
$1.87B
Shares Outstanding
93.8M
Next Earnings
Nov 16, 2026

Fundamentals Snapshot

Annual Revenue
$160M
Last Q Revenue
$56M
P/E Ratio
19.5
P/S Ratio
18.9x
EPS (TTM)
$0.28
Dividend Yield
0.00%

Why Investors Own NP

  • βœ“High-growth profile β€” revenue up +51.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 50% gross margin and 6% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

NP logo

NEPTUNE INSURANCE HOLDI-CL A

NP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$160Mβ–² +33.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
64.6%β–Ό βˆ’2.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$80Mβ–² +16.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$48Mβ–² +3.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$232Mβ–Ό βˆ’$105M YoY
StockOtter Β· stockotter.space

About NEPTUNE INSURANCE HOLDI-CL A

Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$26.78
β–Ό βˆ’3.4% Downside
High Target$29.35
Low Target$20.40
Based on 37 analysts

Latest News & Updates

Defense WorldΒ·27d ago

Neptune Insurance (NYSE:NP) Shares Pass Above Two Hundred Day Moving Average – Here’s What Happened

Neptune Insurance Holdings Inc. (NYSE: NP - Get Free Report) passed above its two hundred day moving average during trading on Tuesday. The stock has a two hundred day moving average of $27.32 and traded as high as $33.7

Defense WorldΒ·Aug 17

Insider Selling: Neptune Insurance (NYSE:NP) CFO Sells $1,807,850.52 in Stock

Neptune Insurance Holdings Inc. (NYSE: NP - Get Free Report) CFO James Steiner sold 57,012 shares of Neptune Insurance stock in a transaction that occurred on Thursday, August 13th. The shares were sold at an average pri

Defense WorldΒ·Aug 8

Critical Survey: Universal Insurance (NYSE:UVE) versus Neptune Insurance (NYSE:NP)

Neptune Insurance (NYSE: NP - Get Free Report) and Universal Insurance (NYSE: UVE - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the streng

Seeking AlphaΒ·Jul 22

Neptune Insurance Holdings Inc. (NP) Q2 2026 Earnings Call Transcript

Neptune Insurance Holdings Inc. (NP) Q2 2026 Earnings Call Transcript

Zacks Investment ResearchΒ·Jul 21

Compared to Estimates, Neptune Insurance Holdings Inc. (NP) Q2 Earnings: A Look at Key Metrics

Although the revenue and EPS for Neptune Insurance Holdings Inc. (NP) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street

Business WireΒ·Jul 21

Neptune Insurance Holdings Inc. Reports Second Quarter 2026 Results

ST. PETERSBURG, Fla.--(BUSINESS WIRE)---- $NP--Neptune Insurance Holdings Inc. (the β€œCompany”) (NYSE: NP), the parent company of Neptune Flood Incorporated, has released its financial results for the second quarter of 20