NEPTUNE INSURANCE HOLDI-CL A
NPNYSETrading Snapshot
- Day Range
- $27.32 – $28.08
- 52-Week Range
- $14.78 – $35.15
- Volume
- $2.23B
- Avg Volume
- $1.87B
- Shares Outstanding
- 93.8M
- Next Earnings
- Nov 16, 2026
Fundamentals Snapshot
- Annual Revenue
- $160M
- Last Q Revenue
- $56M
- P/E Ratio
- 19.5
- P/S Ratio
- 18.9x
- EPS (TTM)
- $0.28
- Dividend Yield
- 0.00%
Why Investors Own NP
- ✓High-growth profile — revenue up +51.4% YoY with expanding US Equity exposure.
- ✓Healthy economics — 50% gross margin and 6% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
NEPTUNE INSURANCE HOLDI-CL A
NP
StockOtter · stockotter.spaceAbout NEPTUNE INSURANCE HOLDI-CL A
Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
NEPTUNE INSURANCE HOLDI-CL A tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift NP price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
NEPTUNE INSURANCE HOLDI-CL A announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.