MFIN logo

MEDALLION FINANCIAL CORP

MFINNASDAQ
🏆 #3463 by market capUS Equity
$12.06▲ $0.03 (+0.25%)
Market closed · at close
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24h▲ 0.3%
7d▲ 4.5%
14d▲ 2.0%
30d▲ 1.6%
ytd▲ 17.4%
1y▲ 19.3%
🏦Market Cap
$279M
Small Cap
📈Revenue Growth (YoY)
+21.1%
Healthy
📊Gross Margin
83.1%
High
💵FCF Margin
46.2%
Strong
⚖️P/S Ratio
0.8x
Cheap
Otter Score
80
Good

Trading Snapshot

Day Range
$11.86 – $12.18
52-Week Range
$7.85 – $12.26
Volume
$2.76B
Avg Volume
$2.05B
Shares Outstanding
23.1M
Next Earnings
Oct 27, 2026

Fundamentals Snapshot

Annual Revenue
$353M
Last Q Revenue
$89M
P/E Ratio
8.5
P/S Ratio
0.8x
EPS (TTM)
$1.55
Dividend Yield
4.35%
Dilution (1yr)
+3.5%

Why Investors Own MFIN

  • ✓High-growth profile — revenue up +58.2% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 47% gross margin and 14% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

MFIN logo

MEDALLION FINANCIAL CORP

MFIN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$353M▲ +21.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
96.7%▲ +122.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$178M▲ +183.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$126M▲ +9.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
24.6M▲ +3.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$115M▲ +$76M YoY
StockOtter · stockotter.space

About MEDALLION FINANCIAL CORP

Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Good
80/100

Analyst Price Target

ⓘ
Average Target
$12.67
▲ +5.1% Upside
High Target$14.30
Low Target$11.63
Based on 34 analysts

Latest News & Updates

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Bloomberg·2h ago

MEDALLION FINANCIAL CORP tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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Bloomberg·5h ago

Analysts lift MFIN price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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Reuters·1d ago

MEDALLION FINANCIAL CORP announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.