MFIN logo

MEDALLION FINANCIAL CORP

MFINNASDAQ
๐Ÿ† #3456 by market capEarnings Oct 27US Equity
$12.04โ–ผ $0.01 (โˆ’0.08%)
๐ŸŒ™ After hours$12.04โ–ฒ 0.00%Regular close ยท extended-hours price shown
๐Ÿ””
Track MFIN
Get earnings, price moves & breaking news on Telegram
Track
24hโ–ผ 0.1%
7dโ–ฒ 4.3%
14dโ–ฒ 1.9%
30dโ–ฒ 1.5%
ytdโ–ฒ 17.3%
1yโ–ฒ 19.1%
๐ŸฆMarket Cap
$278M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+21.1%
Healthy
๐Ÿ“ŠGross Margin
83.1%
High
๐Ÿ’ตFCF Margin
46.2%
Strong
โš–๏ธP/S Ratio
0.8x
Cheap
Otter Score
80
Good

Trading Snapshot

Day Range
$11.85 โ€“ $12.16
52-Week Range
$7.85 โ€“ $12.26
Volume
$2.76B
Avg Volume
$2.05B
Shares Outstanding
23.1M
Next Earnings
Oct 27, 2026

Fundamentals Snapshot

Annual Revenue
$353M
Last Q Revenue
$89M
P/E Ratio
8.6
P/S Ratio
0.8x
EPS (TTM)
$1.55
Dividend Yield
4.32%
Dilution (1yr)
+3.5%

Why Investors Own MFIN

  • โœ“High-growth profile โ€” revenue up +58.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 47% gross margin and 14% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

MFIN logo

MEDALLION FINANCIAL CORP

MFIN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$353Mโ–ฒ +21.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
96.7%โ–ฒ +122.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isnโ€™t profitable yet.
$178Mโ–ฒ +183.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$126Mโ–ฒ +9.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing ownerโ€™s slice.
24.6Mโ–ฒ +3.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
โˆ’$115Mโ–ฒ +$76M YoY
StockOtter ยท stockotter.space

About MEDALLION FINANCIAL CORP

Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.

๐Ÿฆฆ

Otter Score Breakdown

How it's scoredFive components, each rated 1โ€“5โ˜… and equally weighted (20%), averaged to a 0โ€“100 score:๐Ÿ’Ž Quality โ€” gross margin๐Ÿš€ Growth โ€” revenue YoYโš–๏ธ Valuation โ€” P/S ratioโšก Momentum โ€” 30-day price change๐Ÿ’ง Dilution โ€” 1-yr share issuance (buybacks score higher)
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿ’งDilutionโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Good
80/100

Analyst Price Target

โ“˜
Average Target
$12.65
โ–ฒ +5.1% Upside
High Target$14.28
Low Target$11.61
Based on 34 analysts

Latest News & Updates

๐Ÿš€
Zacks Investment Researchยท16h ago

Should Value Investors Buy Medallion Financial (MFIN) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and

GlobeNewsWireยท6d ago

Medallion Bank Announces Pricing of Series G Preferred Stock Offering

SALT LAKE CITY, Sept. 23, 2026 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKO), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan or

GlobeNewsWireยท7d ago

Medallion Bank Announces Launch of Series G Preferred Stock Offering

SALT LAKE CITY, Sept. 22, 2026 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKO), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan or

GlobeNewsWireยท7d ago

Medallion Bank Enters Into Strategic Relationship with rFinance Credit Company

Program Provides Consumer Financing for Renewal by Andersenยฎ Products Nationwide SALT LAKE CITY, Sept. 22, 2026 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKO, the โ€œBankโ€), an FDIC-insured bank providing consumer loan

Seeking Alphaยท7d ago

Medallion Financial: Recent Earnings Revisions And New Highs In Share Price Call For New Assessment

Medallion Financial Corp. is rated Hold after recent price appreciation to $11.98, just 2.9% below a revised target of $12.32. Consensus EPS and revenue estimates for MFIN have been revised upward for FY2026 and FY2027,

Seeking AlphaยทAug 4

Medallion Financial: Slowing Growth And Declining Returns On Equity Change Its Outlook

Medallion Financial is rated Buy, with a dividend discount model-derived value per share of $10.92, representing 9.89% upside. Despite declining profitabilityโ€”ROE below COE and EPS projected to fall 38% in FY2026โ€”MFIN ma