MCBS logo

METROCITY BANKSHARES INC

MCBSNASDAQ
🏆 #2478 by market capUS Equity
$931.41▲ $35.30 (+3.79%)
Simulated price
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24h▲ 3.8%
7d▲ 2551.3%
14d▲ 2512.7%
30d▲ 2553.6%
ytd▲ 3408.8%
1y▲ 3125.1%
🏦Market Cap
$1000M
Small Cap
📈Revenue Growth (YoY)
+1.1%
Slowing
📊Gross Margin
62.4%
High
💵FCF Margin
28.5%
Strong
⚖️P/S Ratio
3.8x
Fair
Otter Score
60
Fair

Trading Snapshot

Day Range
$926.50 – $940.10
52-Week Range
$24.53 – $37.46
Volume
$5.02B
Avg Volume
$5.90B
Shares Outstanding
28.7M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$237M
Last Q Revenue
$70M
P/E Ratio
11.9
P/S Ratio
3.8x
EPS (TTM)
$2.78
Dividend Yield
3.10%
Dilution (1yr)
+4.4%

Why Investors Own MCBS

  • ✓High-growth profile — revenue up +39.7% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 29% gross margin and 8% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

MCBS logo

METROCITY BANKSHARES INC

MCBS
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$237M▲ +1.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
62.0%▲ +4.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$93M▲ +6.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$137M▲ +120.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
26.8M▲ +4.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$170M▼ −$23M YoY
StockOtter · stockotter.space

About METROCITY BANKSHARES INC

MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
60/100

Analyst Price Target

ⓘ
Average Target
$960.76
▲ +3.2% Upside
High Target$1,055.12
Low Target$796.75
Based on 11 analysts

Latest News & Updates

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Bloomberg·2h ago

METROCITY BANKSHARES INC tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

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MarketWatch·5h ago

Analysts lift MCBS price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

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CNBC·1d ago

METROCITY BANKSHARES INC announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.