METROCITY BANKSHARES INC

MCBSNASDAQ

🏆 #2476 by market capUS Equity

$931.41▲ $35.30 (+3.79%)

Simulated price

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24h▲ 3.8%

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🏦Market Cap

$1000M

Small Cap

📈Revenue Growth (YoY)

+1.1%

Slowing

📊Gross Margin

62.4%

High

💵FCF Margin

28.5%

Strong

⚖️P/S Ratio

3.8x

Fair

Otter Score

Fair

No chart data available for MCBS.

Trading Snapshot

Day Range: $926.50 – $940.10
52-Week Range: $24.53 – $37.46
Volume: $5.02B
Avg Volume: $5.90B
Shares Outstanding: 28.7M
Next Earnings: Oct 23, 2026

Fundamentals Snapshot

Annual Revenue: $237M
Last Q Revenue: $70M
P/E Ratio: 11.9
P/S Ratio: 3.8x
EPS (TTM): $2.78
Dividend Yield: 3.10%
Dilution (1yr): +4.4%

Why Investors Own MCBS

✓High-growth profile — revenue up +39.7% YoY with expanding US Equity exposure.
✓Healthy economics — 29% gross margin and 8% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

METROCITY BANKSHARES INC

MCBS

Financial Trends

Revenue

$237M▲ +1.1% YoY

Gross Margin

62.0%▲ +4.5% YoY

Operating Income

$93M▲ +6.4% YoY

Free Cash Flow

$137M▲ +120.2% YoY

Shares Outstanding

26.8M▲ +4.4% YoY

Net Cash

−$170M▼ −$23M YoY

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About METROCITY BANKSHARES INC

MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.

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