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HCI GROUP INC

HCINYSE
πŸ† #1911 by market capEarnings Nov 4US Equity
$852.87β–Ό $52.28 (βˆ’6.13%)
Simulated price
πŸ””
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24hβ–Ό 6.1%
7dβ–² 366.7%
14dβ–² 358.5%
30dβ–² 357.2%
ytdβ–² 345.9%
1yβ–² 356.1%
🏦Market Cap
$2.24B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+20.2%
Healthy
πŸ“ŠGross Margin
69.9%
High
πŸ’΅FCF Margin
43.1%
Strong
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
84
Good

Trading Snapshot

Day Range
$845.18 – $865.91
52-Week Range
$144.75 – $210.50
Volume
$2.29B
Avg Volume
$2.11B
Shares Outstanding
12.8M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$901M
Last Q Revenue
$247M
P/E Ratio
6.8
P/S Ratio
2.3x
EPS (TTM)
$27.23
Dividend Yield
0.91%
Dilution (1yr)
+1.6%

Why Investors Own HCI

  • βœ“High-growth profile β€” revenue up +29.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 68% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HCI logo

HCI GROUP INC

HCI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$901Mβ–² +20.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.2%β–² +99.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$429Mβ–² +147.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$444Mβ–² +35.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
12.9Mβ–² +1.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$1.1Bβ–² +$796M YoY
StockOtter Β· stockotter.space

About HCI GROUP INC

Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$868.36
β–² +1.8% Upside
High Target$1,075.31
Low Target$811.41
Based on 35 analysts

Latest News & Updates

Defense WorldΒ·1d ago

Security National Financial (NASDAQ:SNFCA) versus HCI Group (NYSE:HCI) Financial Review

HCI Group (NYSE: HCI - Get Free Report) and Security National Financial (NASDAQ: SNFCA - Get Free Report) are both finance companies, but which is the better business? We will compare the two companies based on the stren

Zacks Investment ResearchΒ·8d ago

HCI Group (HCI) Stock Slides as Market Rises: Facts to Know Before You Trade

The latest trading day saw HCI Group (HCI) settling at $184.19, representing a -1.85% change from its previous close.

Zacks Investment ResearchΒ·14d ago

Wall Street Analysts See HCI Group (HCI) as a Buy: Should You Invest?

When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's

Defense WorldΒ·27d ago

Canada Pension Plan Investment Board Makes New $719,000 Investment in HCI Group, Inc. $HCI

Canada Pension Plan Investment Board purchased a new stake in shares of HCI Group, Inc. (NYSE: HCI) during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Co

Zacks Investment ResearchΒ·28d ago

Wall Street Analysts See a 25.18% Upside in HCI Group (HCI): Can the Stock Really Move This High?

The average of price targets set by Wall Street analysts indicates a potential upside of 25.2% in HCI Group (HCI). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earning

Zacks Investment ResearchΒ·Aug 27

Should You Invest in HCI Group (HCI) Based on Bullish Wall Street Views?

Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) ana