HCI logo

HCI GROUP INC

HCINYSE
πŸ† #1912 by market capEarnings Nov 4US Equity
$852.87β–Ό $52.28 (βˆ’6.13%)
Simulated price
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24hβ–Ό 6.1%
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🏦Market Cap
$2.24B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+20.2%
Healthy
πŸ“ŠGross Margin
69.9%
High
πŸ’΅FCF Margin
43.1%
Strong
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
84
Good
No chart data available for HCI.

Trading Snapshot

Day Range
$845.18 – $865.91
52-Week Range
$144.75 – $210.50
Volume
$2.29B
Avg Volume
$2.11B
Shares Outstanding
12.8M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$901M
Last Q Revenue
$247M
P/E Ratio
6.8
P/S Ratio
2.3x
EPS (TTM)
$27.23
Dividend Yield
0.91%
Dilution (1yr)
+1.6%

Why Investors Own HCI

  • βœ“High-growth profile β€” revenue up +29.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 68% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

HCI logo

HCI GROUP INC

HCI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$901Mβ–² +20.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.2%β–² +99.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$429Mβ–² +147.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$444Mβ–² +35.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
12.9Mβ–² +1.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$1.1Bβ–² +$796M YoY
StockOtter Β· stockotter.space

About HCI GROUP INC

Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$868.36
β–² +1.8% Upside
High Target$1,075.31
Low Target$811.41
Based on 35 analysts

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