GGAL logo

GRUPO FINANCIERO GALICIA-ADR

GGALNASDAQ
πŸ† #1192 by market capEarnings Nov 24US Equity
$129.48β–² $8.68 (+6.70%)
Simulated price
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24hβ–² 6.7%
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30dβ€”
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🏦Market Cap
$5.94B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+16.9%
Healthy
πŸ“ŠGross Margin
41.0%
Healthy
πŸ’΅FCF Margin
-1.8%
Thin
βš–οΈP/S Ratio
0.8x
Cheap
Otter Score
84
Good
No chart data available for GGAL.

Trading Snapshot

Day Range
$129.01 – $132.05
52-Week Range
$26.06 – $62.52
Volume
$4.78B
Avg Volume
$6.23B
Shares Outstanding
160.6M
Next Earnings
Oct 21, 2026

Fundamentals Snapshot

Annual Revenue
$12.42T
Last Q Revenue
$2.77T
P/E Ratio
55.5
P/S Ratio
0.8x
EPS (TTM)
$1,082.63
Dividend Yield
4.77%
Dilution (1yr)
+0.8%

Why Investors Own GGAL

  • βœ“High-growth profile β€” revenue up +52.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 77% gross margin and 15% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

GGAL logo

GRUPO FINANCIERO GALICIA-ADR

GGAL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$12.4Tβ–² +16.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
45.6%β–Ό βˆ’27.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$303.9Bβ–Ό βˆ’86.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$40.3Bβ–Ό βˆ’101.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
160.6Mβ–² +0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$5.8Tβ–² +$5.6T YoY
StockOtter Β· stockotter.space

About GRUPO FINANCIERO GALICIA-ADR

Grupo Financiero Galicia S.A. (GGAL) functions as a prominent financial services conglomerate, delivering an extensive array of financial solutions and products to both individual clients and corporate entities across Argentina. The company structures its diverse operations into several key segments: Banking, NaranjaX, Insurance, and other miscellaneous business ventures. Its comprehensive portfolio encompasses various deposit accounts, including savings, current, and checking options. GGAL also offers a wide spectrum of lending facilities such as personal, express, and mortgage loans, along with pledge and credit card-backed financing. Furthermore, it provides credit and debit cards, coupled with robust online banking capabilities. Beyond these core offerings, the group extends its services to include general financing and consumer credit solutions, electronic check processing, global custody, and Fima investment funds. It furnishes financial and capital market expertiseβ€”including foreign trade services and investment banking products like debt securities, short-term notes, commercial bills, and financial trustsβ€”catering to individuals, corporations, and financial institutions alike. GGAL’s insurance division provides a broad range of coverage, including policies for robbery, personal accidents, group life, homeowners, individual life, comprehensive small and medium-sized enterprise (SME) protection, pet insurance, surety bonds, various risk policies, and technical insurance. For high-net-worth individuals, specialized private banking services are available, complemented by an innovative digital investment platform. As of December 31, 2021, the company maintained a significant physical presence, boasting 312 fully-equipped banking branches alongside an extensive network of 1,991 ATMs and self-service terminals. Founded in 1905, Grupo Financiero Galicia S.A. is headquartered in Buenos Aires, Argentina.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$172.39
β–² +33.1% Upside
High Target$207.84
Low Target$161.97
Based on 26 analysts

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