GGAL logo

GRUPO FINANCIERO GALICIA-ADR

GGALNASDAQ
πŸ† #1189 by market capEarnings Nov 24US Equity
$37.02β–² $0.04 (+0.11%)
πŸŒ™ After hours$36.52β–Ό 1.35%Regular close Β· extended-hours price shown
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24hβ–² 0.1%
7dβ–Ό 10.3%
14dβ–Ό 12.1%
30dβ–Ό 12.3%
ytdβ–Ό 31.3%
1yβ–² 25.6%
🏦Market Cap
$5.95B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+16.9%
Healthy
πŸ“ŠGross Margin
41.0%
Healthy
πŸ’΅FCF Margin
-1.8%
Thin
βš–οΈP/S Ratio
0.8x
Cheap
Otter Score
84
Good

Trading Snapshot

Day Range
$36.89 – $37.75
52-Week Range
$26.06 – $62.52
Volume
$4.78B
Avg Volume
$6.23B
Shares Outstanding
160.6M
Next Earnings
Oct 21, 2026

Fundamentals Snapshot

Annual Revenue
$12.42T
Last Q Revenue
$2.77T
P/E Ratio
55.5
P/S Ratio
0.8x
EPS (TTM)
$1,082.63
Dividend Yield
4.77%
Dilution (1yr)
+0.8%

Why Investors Own GGAL

  • βœ“High-growth profile β€” revenue up +52.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 77% gross margin and 15% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

GGAL logo

GRUPO FINANCIERO GALICIA-ADR

GGAL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$12.4Tβ–² +16.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
45.6%β–Ό βˆ’27.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$303.9Bβ–Ό βˆ’86.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$40.3Bβ–Ό βˆ’101.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
160.6Mβ–² +0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$5.8Tβ–² +$5.6T YoY
StockOtter Β· stockotter.space

About GRUPO FINANCIERO GALICIA-ADR

Grupo Financiero Galicia S.A. (GGAL) functions as a prominent financial services conglomerate, delivering an extensive array of financial solutions and products to both individual clients and corporate entities across Argentina. The company structures its diverse operations into several key segments: Banking, NaranjaX, Insurance, and other miscellaneous business ventures. Its comprehensive portfolio encompasses various deposit accounts, including savings, current, and checking options. GGAL also offers a wide spectrum of lending facilities such as personal, express, and mortgage loans, along with pledge and credit card-backed financing. Furthermore, it provides credit and debit cards, coupled with robust online banking capabilities. Beyond these core offerings, the group extends its services to include general financing and consumer credit solutions, electronic check processing, global custody, and Fima investment funds. It furnishes financial and capital market expertiseβ€”including foreign trade services and investment banking products like debt securities, short-term notes, commercial bills, and financial trustsβ€”catering to individuals, corporations, and financial institutions alike. GGAL’s insurance division provides a broad range of coverage, including policies for robbery, personal accidents, group life, homeowners, individual life, comprehensive small and medium-sized enterprise (SME) protection, pet insurance, surety bonds, various risk policies, and technical insurance. For high-net-worth individuals, specialized private banking services are available, complemented by an innovative digital investment platform. As of December 31, 2021, the company maintained a significant physical presence, boasting 312 fully-equipped banking branches alongside an extensive network of 1,991 ATMs and self-service terminals. Founded in 1905, Grupo Financiero Galicia S.A. is headquartered in Buenos Aires, Argentina.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
84/100

Analyst Price Target

β“˜
Average Target
$49.29
β–² +33.1% Upside
High Target$59.42
Low Target$46.31
Based on 26 analysts

Latest News & Updates

GuruFocusΒ·1d ago

Grupo Financiero Galicia SA (GGAL) Shares Fall 4.5% -- What GF Score of 90 Tells Investors

On September 28, 2026, Grupo Financiero Galicia SA (GGAL) shares fell 4.5% to $36.98, continuing a downward trend with a year-to-date decline of 29.5%. The stoc

Zacks Investment ResearchΒ·8d ago

GGAL or UOVEY: Which Is the Better Value Stock Right Now?

Investors looking for stocks in the Banks - Foreign sector might want to consider either Grupo Financiero Galicia (GGAL) or United Overseas Bank Ltd. (UOVEY). But which of these two stocks presents investors with the bet

Defense WorldΒ·8d ago

Grupo Financiero Galicia (NASDAQ:GGAL) & HBT Financial (NASDAQ:HBT) Critical Comparison

Grupo Financiero Galicia (NASDAQ: GGAL - Get Free Report) and HBT Financial (NASDAQ: HBT - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two companies based on the stren

Zacks Investment ResearchΒ·19d ago

Wall Street Analysts Think Grupo Financiero Galicia (GGAL) Could Surge 44.82%: Read This Before Placing a Bet

The average of price targets set by Wall Street analysts indicates a potential upside of 44.8% in Grupo Financiero Galicia (GGAL). While the effectiveness of this highly sought-after metric is questionable, the positive

Zacks Investment ResearchΒ·26d ago

GGAL vs. UOVEY: Which Stock Is the Better Value Option?

Investors with an interest in Banks - Foreign stocks have likely encountered both Grupo Financiero Galicia (GGAL) and United Overseas Bank Ltd. (UOVEY). But which of these two companies is the best option for those looki

The Motley FoolΒ·26d ago

Stanley Druckenmiller Invested Tens of Millions Into These Risky Stocks. Should You?

International stocks can be great for diversification, but they can also be risky for reasons most investors aren't familiar with. Stanley Druckenmiller's investments in Argentine companies carry significant risks stemmi