GABC logo

GERMAN AMERICAN BANCORP

GABCNASDAQ
🏆 #2051 by market capUS Equity
$500.91▲ $40.77 (+8.14%)
Simulated price
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Track
24h▲ 8.1%
7d▲ 922.3%
14d▲ 905.8%
30d▲ 904.0%
ytd▲ 1179.8%
1y▲ 1176.7%
🏦Market Cap
$1.86B
Small Cap
📈Revenue Growth (YoY)
+54.5%
High Growth
📊Gross Margin
75.5%
High
💵FCF Margin
36.3%
Strong
⚖️P/S Ratio
3.7x
Fair
Otter Score
60
Fair

Trading Snapshot

Day Range
$497.48 – $507.00
52-Week Range
$37.19 – $52.23
Volume
$5.08B
Avg Volume
$5.43B
Shares Outstanding
37.6M
Next Earnings
Nov 17, 2026

Fundamentals Snapshot

Annual Revenue
$487M
Last Q Revenue
$127M
P/E Ratio
13.1
P/S Ratio
3.7x
EPS (TTM)
$3.78
Dividend Yield
2.46%
Dilution (1yr)
+26.3%

Why Investors Own GABC

  • ✓High-growth profile — revenue up +52.8% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 27% gross margin and 21% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

GABC logo

GERMAN AMERICAN BANCORP

GABC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$487M▲ +54.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.2%▲ +4.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$140M▲ +34.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$154M▲ +69.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
37.5M▲ +26.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$111M▲ +$30M YoY
StockOtter · stockotter.space

About GERMAN AMERICAN BANCORP

German American Bancorp, Inc. functions as the parent entity for German American Bank, offering a comprehensive suite of retail and commercial banking services. The company's operations are divided into three core segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment's primary activities include accepting deposits from the public and originating diverse loan types, such as consumer, commercial, agricultural, commercial and agricultural real estate, and residential mortgage loans; it also facilitates the sale of residential mortgage loans on the secondary market. Through its Wealth Management segment, the company delivers trust administration, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment is responsible for providing various personal and corporate property and casualty insurance products. By the end of 2021, the company operated 77 banking branches spanning 19 adjacent counties in southern Indiana, in addition to 14 counties in Kentucky. Founded in 1910, German American Bancorp, Inc. is headquartered in Jasper, Indiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
60/100

Analyst Price Target

ⓘ
Average Target
$483.98
▼ −3.4% Downside
High Target$558.15
Low Target$372.44
Based on 31 analysts

Latest News & Updates

🚀
Bloomberg·2h ago

GERMAN AMERICAN BANCORP tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

🛰️
CNBC·5h ago

Analysts lift GABC price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

🌌
Reuters·1d ago

GERMAN AMERICAN BANCORP announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.