GABC logo

GERMAN AMERICAN BANCORP

GABCNASDAQ
πŸ† #2051 by market capEarnings Oct 26US Equity
$48.82β–Ό $0.52 (βˆ’1.07%)
πŸŒ™ After hours$48.82β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 1.1%
7dβ–Ό 0.4%
14dβ–Ό 2.0%
30dβ–Ό 2.1%
ytdβ–² 24.7%
1yβ–² 24.4%
🏦Market Cap
$1.83B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+54.5%
High Growth
πŸ“ŠGross Margin
75.5%
High
πŸ’΅FCF Margin
36.3%
Strong
βš–οΈP/S Ratio
3.7x
Fair
Otter Score
60
Fair

Trading Snapshot

Day Range
$48.49 – $49.41
52-Week Range
$37.19 – $52.23
Volume
$5.08B
Avg Volume
$5.43B
Shares Outstanding
37.6M
Next Earnings
Nov 17, 2026

Fundamentals Snapshot

Annual Revenue
$487M
Last Q Revenue
$127M
P/E Ratio
13.1
P/S Ratio
3.7x
EPS (TTM)
$3.78
Dividend Yield
2.46%
Dilution (1yr)
+26.3%

Why Investors Own GABC

  • βœ“High-growth profile β€” revenue up +52.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 27% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

GABC logo

GERMAN AMERICAN BANCORP

GABC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$487Mβ–² +54.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.2%β–² +4.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$140Mβ–² +34.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$154Mβ–² +69.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
37.5Mβ–² +26.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$111Mβ–² +$30M YoY
StockOtter Β· stockotter.space

About GERMAN AMERICAN BANCORP

German American Bancorp, Inc. functions as the parent entity for German American Bank, offering a comprehensive suite of retail and commercial banking services. The company's operations are divided into three core segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment's primary activities include accepting deposits from the public and originating diverse loan types, such as consumer, commercial, agricultural, commercial and agricultural real estate, and residential mortgage loans; it also facilitates the sale of residential mortgage loans on the secondary market. Through its Wealth Management segment, the company delivers trust administration, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment is responsible for providing various personal and corporate property and casualty insurance products. By the end of 2021, the company operated 77 banking branches spanning 19 adjacent counties in southern Indiana, in addition to 14 counties in Kentucky. Founded in 1910, German American Bancorp, Inc. is headquartered in Jasper, Indiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Price Target

β“˜
Average Target
$47.17
β–Ό βˆ’3.4% Downside
High Target$54.40
Low Target$36.30
Based on 31 analysts

Latest News & Updates

Zacks Investment ResearchΒ·8d ago

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?

Defense WorldΒ·8d ago

German American Bancorp, Inc. (NASDAQ:GABC) Given Consensus Rating of β€œModerate Buy” by Analysts

Shares of German American Bancorp, Inc. (NASDAQ: GABC - Get Free Report) have been given an average rating of "Moderate Buy" by the five research firms that are currently covering the company, Marketbeat Ratings reports.

Defense WorldΒ·10d ago

Squarepoint Ops LLC Sells 11,235 Shares of German American Bancorp, Inc. $GABC

Squarepoint Ops LLC trimmed its position in German American Bancorp, Inc. (NASDAQ: GABC) by 37.6% during the second quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The

Zacks Investment ResearchΒ·27d ago

Why German American Bancorp (GABC) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?

Zacks Investment ResearchΒ·Aug 20

Implied Volatility Surging for German American Bancorp Stock Options

Investors need to pay close attention to GABC stock based on the movements in the options market lately.

Zacks Investment ResearchΒ·Aug 17

German American Bancorp (GABC) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?