BAYFIRST FINANCIAL CORP
BAFNNASDAQTrading Snapshot
- Day Range
- $7.17 β $7.28
- 52-Week Range
- $4.26 β $10.80
- Volume
- $2.13B
- Avg Volume
- $2.40B
- Shares Outstanding
- 4.1M
- Next Earnings
- Dec 1, 2026
Fundamentals Snapshot
- Annual Revenue
- $104M
- Last Q Revenue
- $10M
- P/E Ratio
- -0.5
- P/S Ratio
- 0.5x
- EPS (TTM)
- $-14.57
- Dividend Yield
- 0.00%
- Dilution (1yr)
- β7.0%
Why Investors Own BAFN
- βHigh-growth profile β revenue up +46.0% YoY with expanding US Equity exposure.
- βHealthy economics β 47% gross margin and 20% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
BAYFIRST FINANCIAL CORP
BAFNAbout BAYFIRST FINANCIAL CORP
Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates

BayFirst Elects Twelve Directors to its Board of Directors
ST. PETERSBURG, Fla., Sept. 24, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (βBayFirstβ or βCompanyβ), parent company of BayFirst National Bank (βBankβ) today announced that twelve directors of the c

BayFirst Financial Corp. (BAFN) Shareholder/Analyst Call Prepared Remarks Transcript
BayFirst Financial Corp. (BAFN) Shareholder/Analyst Call Prepared Remarks Transcript

Contrasting Magyar Bancorp (NASDAQ:MGYR) and BayFirst Financial (NASDAQ:BAFN)
Magyar Bancorp (NASDAQ: MGYR - Get Free Report) and BayFirst Financial (NASDAQ: BAFN - Get Free Report) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based o

BayFirst Financial Corp. Launches Rights Offering
ST. PETERSBURG, Fla., Sept. 01, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (βBayFirstβ or βCompanyβ), parent company of BayFirst National Bank announced that on August 31, 2026, the Securities and E

BlackRock Inc. Makes New $127.54 Million Investment in BayFirst Financial Corp. $BAFN
BlackRock Inc. bought a new stake in BayFirst Financial Corp. (NASDAQ: BAFN) in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The institutional

BayFirst Q2 Loss Widens Y/Y on Asset Resolution Costs
BAFN's Q2 loss per share widens year over year due to asset resolution costs and sharply higher credit-loss provisions, while lower loans and deposits offset improved capital ratios and underlying margin trends.