BAYFIRST FINANCIAL CORP
BAFNNASDAQTrading Snapshot
- Day Range
- $7.22 – $7.34
- 52-Week Range
- $4.26 – $10.80
- Volume
- $2.13B
- Avg Volume
- $2.40B
- Shares Outstanding
- 4.1M
- Next Earnings
- Dec 1, 2026
Fundamentals Snapshot
- Annual Revenue
- $104M
- Last Q Revenue
- $10M
- P/E Ratio
- -0.5
- P/S Ratio
- 0.5x
- EPS (TTM)
- $-14.57
- Dividend Yield
- 0.00%
- Dilution (1yr)
- −7.0%
Why Investors Own BAFN
- ✓High-growth profile — revenue up +46.0% YoY with expanding US Equity exposure.
- ✓Healthy economics — 47% gross margin and 20% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
BAYFIRST FINANCIAL CORP
BAFN
StockOtter · stockotter.spaceAbout BAYFIRST FINANCIAL CORP
Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Price Target
ⓘLatest News & Updates
BAYFIRST FINANCIAL CORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift BAFN price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
BAYFIRST FINANCIAL CORP announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.