ZION logo

ZIONS BANCORP NA

ZIONNASDAQ
πŸ† #945 by market capEarnings Oct 19US Equity
$62.59β–Ό $0.59 (βˆ’0.95%)
Live
πŸ””
Track ZION
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 0.9%
7dβ–Ό 1.7%
14dβ–Ό 7.9%
30dβ–Ό 7.7%
ytdβ–² 6.9%
1yβ–² 9.8%
🏦Market Cap
$9.13B
Small Cap
πŸ“ˆRevenue Growth (YoY)
-1.0%
Declining
πŸ“ŠGross Margin
71.4%
High
πŸ’΅FCF Margin
39.6%
Strong
βš–οΈP/S Ratio
1.8x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$61.60 – $62.97
52-Week Range
$46.19 – $73.34
Volume
$4.08B
Avg Volume
$5.42B
Shares Outstanding
145.9M
Next Earnings
Dec 13, 2026

Fundamentals Snapshot

Annual Revenue
$4.94B
Last Q Revenue
$1.48B
P/E Ratio
7.9
P/S Ratio
1.8x
EPS (TTM)
$8.01
Dividend Yield
2.93%
Dilution (1yr)
βˆ’0.1%

Why Investors Own ZION

  • βœ“High-growth profile β€” revenue up +23.3% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 34% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

ZION logo

ZIONS BANCORP NA

ZION
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$4.9Bβ–Ό βˆ’1.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
67.1%β–² +9.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.2Bβ–² +16.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$981Mβ–Ό βˆ’6.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
147.1Mβ–Ό βˆ’0.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.5Bβ–Ό βˆ’$593M YoY
StockOtter Β· stockotter.space

About ZIONS BANCORP NA

Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
28 analysts
Strong Buy5
Buy7
Hold13
Sell3
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

πŸš€
Zacks Investment ResearchΒ·1d ago

Fed Considers Higher Asset Thresholds: What it Means for Banks

Fed considers higher bank asset thresholds that could ease regulatory burdens, and give banks more room to grow and pursue M&A.

πŸ›°οΈ
Zacks Investment ResearchΒ·1d ago

ZION Gains 14.8% in 6 Months: How Should You Play the Stock Now?

Zions gains 14.8% in six months as revenues, margins and funding improve, though rising costs and credit risks may limit near-term upside.

Defense WorldΒ·3d ago

Zions Bancorporation, N.A. (NASDAQ:ZION) Receives Average Rating of β€œHold” from Analysts

Zions Bancorporation, N.A. (NASDAQ: ZION - Get Free Report) has received an average rating of "Hold" from the twenty research firms that are covering the stock, Marketbeat reports. Three equities research analysts have r

Defense WorldΒ·7d ago

Engineers Gate Manager LP Decreases Position in Zions Bancorporation, N.A. $ZION

Engineers Gate Manager LP trimmed its position in Zions Bancorporation, N.A. (NASDAQ: ZION) by 91.8% during the undefined quarter, according to the company in its most recent filing with the Securities and Exchange Commi

Defense WorldΒ·8d ago

Critical Survey: Zions Bancorporation, N.A. (NASDAQ:ZION) and Banco Santander Chile (NYSE:BSAC)

Zions Bancorporation, N.A. (NASDAQ: ZION - Get Free Report) and Banco Santander Chile (NYSE: BSAC - Get Free Report) are both finance companies, but which is the superior investment? We will contrast the two businesses b

Seeking AlphaΒ·10d ago

Under-Valued Dividend Growers: 8 Stocks Averaging A 10.2x P/E

I screen U.S.-listed dividend growth stocks with 2–6% yields, strong revenue growth, and disciplined payout ratios, targeting undervalued opportunities. The final 8-stock portfolio spans Energy, Financials, Materials, Co