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WAFD INC

WAFDNASDAQ
πŸ† #1910 by market capEarnings Oct 14US Equity
$29.85β–Ό $0.43 (βˆ’1.44%)
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24hβ–Ό 1.4%
7dβ–Ό 2.7%
14dβ–Ό 9.0%
30dβ–Ό 16.5%
ytdβ–Ό 6.8%
1yβ–Ό 1.5%
🏦Market Cap
$2.21B
Small Cap
πŸ“ˆRevenue Growth (YoY)
-1.6%
Declining
πŸ“ŠGross Margin
54.9%
Healthy
πŸ’΅FCF Margin
16.4%
Healthy
βš–οΈP/S Ratio
1.6x
Cheap
Otter Score
76
Good

Trading Snapshot

Day Range
$29.48 – $30.27
52-Week Range
$26.31 – $39.49
Volume
$1.81B
Avg Volume
$2.39B
Shares Outstanding
74.0M
Next Earnings
Oct 31, 2026

Fundamentals Snapshot

Annual Revenue
$1.41B
Last Q Revenue
$356M
P/E Ratio
9.3
P/S Ratio
1.6x
EPS (TTM)
$3.47
Dividend Yield
3.57%
Dilution (1yr)
βˆ’5.4%

Why Investors Own WAFD

  • βœ“High-growth profile β€” revenue up +29.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 35% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

WAFD logo

WAFD INC

WAFD
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.4Bβ–Ό βˆ’1.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
50.9%β–² +3.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$290Mβ–² +13.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$208Mβ–Ό βˆ’49.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
77.0Mβ–Ό βˆ’5.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.8Bβ–Ό βˆ’$347M YoY
StockOtter Β· stockotter.space

About WAFD INC

WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
76/100

Analyst Ratings

β“˜
Consensus
Sell
9 analysts
Strong Buy0
Buy0
Hold6
Sell1
Strong Sell2
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·14d ago

Reviewing WaFd (NASDAQ:WAFD) & Community West Bancshares (NASDAQ:CWBC)

Community West Bancshares (NASDAQ: CWBC - Get Free Report) and WaFd (NASDAQ: WAFD - Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strengt

GlobeNewsWireΒ·16d ago

Halper Sadeh LLC is Investigating Whether WAFD and DSGR are Obtaining Fair Deals for their Shareholders

Insiders may stand to receive substantial financial benefits not available to ordinary shareholders. The proposed transactions may contain terms that could limit superior competing offers.

PRNewsWireΒ·18d ago

WAFD SHAREHOLDER ALERT: Ademi LLP Investigates Whether Buyout Fairly Values WaFd, Inc.

/PRNewswire/ -- Ademi LLP is investigating whether the proposed transaction of WaFd, Inc. (NASDAQ: WAFD) with EverBank provides fair value to WaFd's public

GuruFocusΒ·19d ago

Are WAFD, ACVA, CBAN, ROKU Obtaining Fair Deals for their Shareholders?

Are WAFD, ACVA, CBAN, ROKU Obtaining Fair Deals for their Shareholders?PR NewswireNEW YORK, Sept. 11, 2026Insiders may stand to receive substantial financial be

GuruFocusΒ·20d ago

WaFd Investor Alert: Kahn Swick & Foti, LLC Investigates Merger of WaFd, Inc. - WAFD

Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick and Foti, LLC (Γ’Β€ΒœKSFҀ) are investigating the proposed merger of

CNBC TelevisionΒ·22d ago

WaFd CEO on EverBank merger: Economics are absolutely compelling

Brent Beardall, WaFd CEO, joins 'Power Lunch' to discuss the company's latest merger with EverBank, the deal's structuring and much more.