VELOCITY FINANCIAL INC
VELNYSETrading Snapshot
- Day Range
- $15.03 – $15.42
- 52-Week Range
- $14.99 – $21.40
- Volume
- $3.62B
- Avg Volume
- $4.03B
- Shares Outstanding
- 39.3M
- Next Earnings
- Oct 24, 2026
Fundamentals Snapshot
- Annual Revenue
- $714M
- Last Q Revenue
- $179M
- P/E Ratio
- 5.4
- P/S Ratio
- 0.8x
- EPS (TTM)
- $2.78
- Dividend Yield
- 0.00%
- Dilution (1yr)
- +5.8%
Why Investors Own VEL
- ✓High-growth profile — revenue up +15.5% YoY with expanding US Equity exposure.
- ✓Healthy economics — 56% gross margin and 30% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
VELOCITY FINANCIAL INC
VEL
StockOtter · stockotter.spaceAbout VELOCITY FINANCIAL INC
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Ratings
ⓘLatest News & Updates
Velocity Financial, Inc. (VEL) M&A Call Prepared Remarks Transcript
Velocity Financial, Inc. (VEL) M&A Call Prepared Remarks Transcript
Velocity Enters into Agreements to Acquire Toorak's Operating Platform and Manage Toorak's $3 Billion Business-Purpose Loan Portfolio
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL; “Velocity” or the “Company”) today announced a definitive agreement to acquire the operating platform of Toorak Capital LLC (“Toorak”), a bu
Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcript
Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcript
Velocity Financial, Inc. Reports Second Quarter 2026 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $25.2 million and core net income of $27.9 million for
Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its second quarter 2026 results after the market close on Wed
Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Kroll Bond Rating Agency (“KBRA”) has reviewed t