UNIVERSAL INSURANCE HOLDINGS
UVENYSETrading Snapshot
- Day Range
- $603.35 β $611.41
- 52-Week Range
- $25.10 β $45.15
- Volume
- $5.05B
- Avg Volume
- $3.85B
- Shares Outstanding
- 27.8M
- Next Earnings
- Oct 29, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.60B
- Last Q Revenue
- $425M
- P/E Ratio
- 5.4
- P/S Ratio
- 0.7x
- EPS (TTM)
- $7.59
- Dividend Yield
- 1.87%
Why Investors Own UVE
- βHigh-growth profile β revenue up +32.1% YoY with expanding US Equity exposure.
- βHealthy economics β 41% gross margin and 6% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
UNIVERSAL INSURANCE HOLDINGS
UVEAbout UNIVERSAL INSURANCE HOLDINGS
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
UNIVERSAL INSURANCE HOLDINGS tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift UVE price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
UNIVERSAL INSURANCE HOLDINGS announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.