TSBK logo

TIMBERLAND BANCORP INC

TSBKNASDAQ
🏆 #3252 by market capUS Equity
$976.24▲ $25.09 (+2.57%)
Simulated price
🔔
Track TSBK
Get earnings, price moves & breaking news on Telegram
Track
24h▲ 2.6%
7d—
14d—
30d—
ytd—
1y—
🏦Market Cap
$350M
Small Cap
📈Revenue Growth (YoY)
+36.7%
High Growth
📊Gross Margin
—
💵FCF Margin
24.6%
Strong
⚖️P/S Ratio
3.0x
Fair
Otter Score
96
Very Good
No chart data available for TSBK.

Trading Snapshot

Day Range
$962.67 – $992.56
52-Week Range
$30.93 – $49.38
Volume
$3.17B
Avg Volume
$2.24B
Shares Outstanding
7.8M
Next Earnings
Dec 1, 2026

Fundamentals Snapshot

Annual Revenue
$110M
Last Q Revenue
$21M
P/E Ratio
11.2
P/S Ratio
3.0x
EPS (TTM)
$3.99
Dividend Yield
2.49%
Dilution (1yr)
−1.0%

Why Investors Own TSBK

  • ✓High-growth profile — revenue up +56.0% YoY with expanding US Equity exposure.
  • ✓Healthy economics — 63% gross margin and 5% free-cash-flow margin.
  • ✓New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

TSBK logo

TIMBERLAND BANCORP INC

TSBK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$110M▲ +8.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.1%▲ +2.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$36M▲ +19.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$28M▲ +30.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
7.9M▼ −1.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$3M▼ −$153M YoY
StockOtter · stockotter.space

About TIMBERLAND BANCORP INC

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Very Good
96/100

Analyst Price Target

ⓘ
Average Target
$940.53
▼ −3.7% Downside
High Target$1,050.32
Low Target$719.29
Based on 10 analysts

Latest News & Updates

🚀
Bloomberg·2h ago

TIMBERLAND BANCORP INC tops quarterly estimates as demand accelerates

Revenue grew double digits with management guiding above consensus; margins continued to expand.

🛰️
MarketWatch·5h ago

Analysts lift TSBK price targets on improving margins

Several firms raised targets, citing stronger free cash flow and a healthier backlog.

🌌
Reuters·1d ago

TIMBERLAND BANCORP INC announces new agreement to expand its footprint

The move broadens the company’s reach and could add incremental revenue over the next year.