TFSL logo

TFS FINANCIAL CORP

TFSLNASDAQ
πŸ† #1370 by market capEarnings Oct 29US Equity
$16.30β–Ό $0.15 (βˆ’0.91%)
πŸŒ… Pre-market$16.30β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 0.9%
7dβ–Ό 1.2%
14dβ–Ό 2.9%
30dβ–Ό 6.7%
ytdβ–² 21.8%
1yβ–² 23.7%
🏦Market Cap
$4.57B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+49.5%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
26.7%
Strong
βš–οΈP/S Ratio
12.5x
Elevated
Otter Score
60
Fair

Trading Snapshot

Day Range
$16.22 – $16.50
52-Week Range
$12.54 – $19.49
Volume
$2.74B
Avg Volume
$1.84B
Shares Outstanding
280.4M
Next Earnings
Nov 13, 2026

Fundamentals Snapshot

Annual Revenue
$792M
Last Q Revenue
$202M
P/E Ratio
45.7
P/S Ratio
12.5x
EPS (TTM)
$0.36
Dividend Yield
1.28%
Dilution (1yr)
+1.3%

Why Investors Own TFSL

  • βœ“High-growth profile β€” revenue up +19.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 51% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

TFSL logo

TFS FINANCIAL CORP

TFSL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$792Mβ–² +4.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
40.3%β–² +0.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$115Mβ–² +14.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$71Mβ–Ό βˆ’17.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
283.3Mβ–² +1.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$4.5Bβ–Ό βˆ’$296M YoY
StockOtter Β· stockotter.space

About TFS FINANCIAL CORP

TFS Financial Corporation delivers a comprehensive array of retail banking solutions to individual consumers across the United States. The company's deposit offerings encompass savings, money market, and checking accounts, in addition to individual retirement accounts, various qualified retirement plans, and certificates of deposit. It also extends a range of lending products, such as residential real estate mortgages, construction financing, home equity loans and lines of credit, alongside options for home purchase mortgages and first mortgage refinancing. Furthermore, TFS Financial provides escrow and settlement services. Established in 1938, the corporation is headquartered in Cleveland, Ohio, where its main office is located. Its operations are further supported by 37 full-service branches and 7 loan production offices distributed throughout Ohio and Florida. TFS Financial Corporation functions as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Ratings

β“˜
Consensus
Sell
7 analysts
Strong Buy0
Buy0
Hold4
Sell1
Strong Sell2
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·2d ago

TFS Financial (NASDAQ:TFSL) & Bankinter (OTCMKTS:BKNIY) Head to Head Survey

Bankinter (OTCMKTS:BKNIY - Get Free Report) and TFS Financial (NASDAQ: TFSL - Get Free Report) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of the

Defense WorldΒ·5d ago

TFS Financial Corporation $TFSL Shares Newly Bought by Bank of America Corp DE

Bank of America Corp DE purchased a new position in shares of TFS Financial Corporation (NASDAQ: TFSL) in the undefined quarter, according to the company in its most recent filing with the SEC. The institutional investor

Defense WorldΒ·22d ago

55,338 Shares in TFS Financial Corporation $TFSL Acquired by Legal & General Group Plc

Legal and General Group Plc bought a new position in TFS Financial Corporation (NASDAQ: TFSL) during the undefined quarter, according to its most recent filing with the SEC. The institutional investor bought 55,338 share

Seeking AlphaΒ·Aug 30

Dividend Announcements: August 22-28, 2026

In this article series, I summarize dividend announcements of the past week. This week, 9 stocks announced dividend increases, including 3 stocks I own. INTU stands out for its robust safety metrics, 15% dividend hike, l

Business WireΒ·Aug 27

TFS Financial Corporation Declares Dividend

CLEVELAND--(BUSINESS WIRE)--TFS Financial Corporation (NASDAQ: TFSL) (the β€œCompany”), the holding company for Third Federal Savings and Loan Association of Cleveland (the β€œAssociation”), today announced that the Board of

Seeking AlphaΒ·Aug 18

TFS Financial: An Ohio Regional Bank With An Earnings Beat And Loan Growth

TFS Financial, the parent of Third Federal S&L, gets a buy rating for my first coverage. Key positives include loan growth in recent earnings results, revenue trends and EPS showing durability and resilience. The high di