SUMMIT STATE BANK
SSBINASDAQTrading Snapshot
- Day Range
- $12.29 – $12.55
- 52-Week Range
- $10.35 – $14.00
- Volume
- $3.46B
- Avg Volume
- $4.11B
- Shares Outstanding
- 6.8M
- Next Earnings
- Nov 1, 2026
Fundamentals Snapshot
- Annual Revenue
- $59M
- Last Q Revenue
- $15M
- P/E Ratio
- 37.4
- P/S Ratio
- 1.9x
- EPS (TTM)
- $0.33
- Dividend Yield
- 2.25%
- Dilution (1yr)
- +0.2%
Why Investors Own SSBI
- ✓High-growth profile — revenue up +17.8% YoY with expanding US Equity exposure.
- ✓Healthy economics — 79% gross margin and 10% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
SUMMIT STATE BANK
SSBI
StockOtter · stockotter.spaceAbout SUMMIT STATE BANK
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.
Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)Analyst Price Target
ⓘLatest News & Updates
SUMMIT STATE BANK tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift SSBI price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
SUMMIT STATE BANK announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.