SHBI logo

SHORE BANCSHARES INC

SHBINASDAQ
πŸ† #2694 by market capEarnings Oct 22US Equity
$22.49β–Ό $0.31 (βˆ’1.40%)
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24hβ–Ό 1.4%
7dβ–Ό 2.2%
14dβ–Ό 4.7%
30dβ–Ό 2.8%
ytdβ–² 27.3%
1yβ–² 36.1%
🏦Market Cap
$752M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+5.0%
Slowing
πŸ“ŠGross Margin
66.5%
High
πŸ’΅FCF Margin
25.2%
Strong
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$22.34 – $22.93
52-Week Range
$14.93 – $24.89
Volume
$2.25B
Avg Volume
$2.74B
Shares Outstanding
33.5M
Next Earnings
Nov 11, 2026

Fundamentals Snapshot

Annual Revenue
$343M
Last Q Revenue
$87M
P/E Ratio
11.3
P/S Ratio
2.2x
EPS (TTM)
$1.98
Dividend Yield
2.31%
Dilution (1yr)
+0.2%

Why Investors Own SHBI

  • βœ“High-growth profile β€” revenue up +38.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 31% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

SHBI logo

SHORE BANCSHARES INC

SHBI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$343Mβ–² +5.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
63.2%β–² +4.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$79Mβ–² +34.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$59Mβ–² +42.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
33.4Mβ–² +0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$61Mβ–Ό βˆ’$385M YoY
StockOtter Β· stockotter.space

About SHORE BANCSHARES INC

Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy5
Hold3
Sell0
Strong Sell0
Ratings as of Sep 2026

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