SBSI logo

SOUTHSIDE BANCSHARES INC

SBSINYSE
πŸ† #2528 by market capEarnings Oct 27US Equity
$30.35β–Ό $0.39 (βˆ’1.30%)
Market closed Β· at close
πŸ””
Track SBSI
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 1.3%
7dβ–Ό 1.3%
14dβ–Ό 4.4%
30dβ–Ό 3.9%
ytdβ–Ό 0.1%
1yβ–² 7.9%
🏦Market Cap
$905M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+44.4%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
44.3%
Strong
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
96
Very Good

Trading Snapshot

Day Range
$30.15 – $30.63
52-Week Range
$26.32 – $36.20
Volume
$3.69B
Avg Volume
$3.56B
Shares Outstanding
29.8M
Next Earnings
Oct 28, 2026

Fundamentals Snapshot

Annual Revenue
$419M
Last Q Revenue
$118M
P/E Ratio
12.2
P/S Ratio
3.2x
EPS (TTM)
$2.54
Dividend Yield
4.64%
Dilution (1yr)
βˆ’1.4%

Why Investors Own SBSI

  • βœ“High-growth profile β€” revenue up +46.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 75% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

SBSI logo

SOUTHSIDE BANCSHARES INC

SBSI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$419Mβ–Ό βˆ’8.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
55.8%β–² +0.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$83Mβ–Ό βˆ’23.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$73Mβ–Ό βˆ’19.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
29.9Mβ–Ό βˆ’1.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$350Mβ–² +$253M YoY
StockOtter Β· stockotter.space

About SOUTHSIDE BANCSHARES INC

Southside Bancshares, Inc. functions as the holding company for its subsidiary, Southside Bank, which delivers a comprehensive suite of financial solutions to diverse clients, including individual consumers, commercial enterprises, governmental bodies, and non-profit organizations. Its offerings encompass a variety of deposit accounts, such as savings, money market, and both interest-bearing and non-interest-bearing checking options, alongside certificates of deposit (CDs). The institution's lending portfolio is diverse, featuring consumer loans for purposes like 1-4 family residential purchases, home equity, property improvements, and vehicle financing, in addition to other personal credit lines. Commercial lending extends to short-term working capital for managing inventory and receivables, medium-term financing for equipment acquisition or business expansion, commercial real estate ventures, and loans to municipal entities. Furthermore, construction financing is available for both single-to-four-unit residential properties and commercial real estate developments. Complementing its core banking activities, the company provides wealth management and trust services. These include investment advisory and management, estate administration, the handling of both revocable and testamentary trusts, and custodial services for a clientele comprising individuals, partnerships, and corporate entities. Additional offerings include safe deposit box rentals and brokerage services. As of the close of business on December 31, 2021, the company maintained an operational presence across 56 banking locations and supported customers with 73 ATMs/ITMs. Established in 1960, Southside Bancshares, Inc. maintains its corporate headquarters in Tyler, Texas.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
96/100

Analyst Price Target

β“˜
Average Target
$30.61
β–² +0.8% Upside
High Target$36.44
Low Target$28.46
Based on 25 analysts

Latest News & Updates

πŸš€
Zacks Investment ResearchΒ·1d ago

HWBK vs. SBSI: Which Regional Bank Stock Is the Better Buy Today?

Hawthorn Bancshares and Southside Bancshares benefit from different growth and earnings drivers, but which regional bank stock looks more compelling now? Let's dive in.

Defense WorldΒ·2d ago

Analyzing Southside Bancshares (NYSE:SBSI) and Freddie Mac (OTCMKTS:FMCC)

Freddie Mac (OTCMKTS:FMCC - Get Free Report) and Southside Bancshares (NYSE: SBSI - Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strengt

Business WireΒ·Aug 6

Southside Bancshares, Inc. Increases and Declares Cash Dividend

TYLER, Texas--(BUSINESS WIRE)--The Board of Directors of Southside Bancshares, Inc., (NYSE:SBSI), parent company of Southside Bank, approved a 2.8% increase to the regular quarterly cash dividend of $0.01, to $0.37 per c

Defense WorldΒ·Aug 4

Arrowstreet Capital Limited Partnership Sells 18,834 Shares of Southside Bancshares, Inc. $SBSI

Arrowstreet Capital Limited Partnership decreased its position in Southside Bancshares, Inc. (NYSE: SBSI) by 14.1% during the first quarter, according to the company in its most recent filing with the Securities and Exch

Defense WorldΒ·Jul 30

Fifth Third Bancorp Purchases 16,490 Shares of Southside Bancshares, Inc. $SBSI

Fifth Third Bancorp boosted its position in Southside Bancshares, Inc. (NYSE: SBSI) by 35,847.8% during the undefined quarter, according to its most recent Form 13F filing with the SEC. The fund owned 16,536 shares of th

Defense WorldΒ·Jul 26

Southside Bancshares Q2 Earnings Call Highlights

Southside Bancshares (NYSE: SBSI) reported second-quarter 2026 net income of $26.8 million, up $3.6 million, or 15.4%, from the prior quarter, as higher non-interest income and lower expenses more than offset pressure on