SB FINANCIAL GROUP INC
SBFGNASDAQTrading Snapshot
- Day Range
- $645.47 β $657.05
- 52-Week Range
- $18.16 β $32.93
- Volume
- $3.06B
- Avg Volume
- $3.97B
- Shares Outstanding
- 6.3M
- Next Earnings
- Nov 19, 2026
Fundamentals Snapshot
- Annual Revenue
- $91M
- Last Q Revenue
- $25M
- P/E Ratio
- 11.2
- P/S Ratio
- 2.0x
- EPS (TTM)
- $2.70
- Dividend Yield
- 2.10%
- Dilution (1yr)
- β5.0%
Why Investors Own SBFG
- βHigh-growth profile β revenue up +3.4% YoY with expanding US Equity exposure.
- βHealthy economics β 45% gross margin and 27% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
SB FINANCIAL GROUP INC
SBFGAbout SB FINANCIAL GROUP INC
SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and rebranded from Rurban Financial Corp. in April 2013. The company delivers a comprehensive array of commercial banking and wealth management solutions to both individual and business clients throughout Ohio, Indiana, and Michigan. Its banking provisions include various deposit instruments such as checking, savings, money market accounts, and certificates of deposit. The firm also extends diverse lending options, covering commercial, consumer, agricultural, and home mortgage loans. Complementary services offered encompass automated teller machines, personal and corporate trust administration, commercial equipment leasing, credit cards, safe deposit facilities, online banking, specialized private client group offerings, and other customized financial products. Beyond its core banking operations, SB Financial Group provides extensive wealth management services. These feature asset management for individuals and corporate employee benefit plans, alongside brokerage capabilities. Additionally, the company markets insurance policies to both retail and commercial clientele. As of the end of 2021, SB Financial Group operated a network of 22 banking branches across multiple Ohio counties (Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams), plus one banking center in Allen County, Indiana. Its strategic presence further included five loan production offices situated in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates
SB FINANCIAL GROUP INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift SBFG price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
SB FINANCIAL GROUP INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.