RVSB logo

RIVERVIEW BANCORP INC

RVSBNASDAQ
πŸ† #4010 by market capEarnings Oct 22US Equity
$5.97β–² $0.03 (+0.51%)
πŸŒ™ After hours$5.97β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–² 0.5%
7dβ–² 0.8%
14dβ–² 6.1%
30dβ–² 14.9%
ytdβ–² 18.5%
1yβ–² 11.0%
🏦Market Cap
$120M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+8.0%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
32.7%
Strong
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$5.94 – $6.06
52-Week Range
$4.88 – $6.22
Volume
$1.57B
Avg Volume
$1.78B
Shares Outstanding
20.2M
Next Earnings
Oct 24, 2026

Fundamentals Snapshot

Annual Revenue
$65M
Last Q Revenue
$15M
P/E Ratio
β€”
P/S Ratio
2.1x
EPS (TTM)
$-0.19
Dividend Yield
1.40%
Dilution (1yr)
βˆ’1.9%

Why Investors Own RVSB

  • βœ“High-growth profile β€” revenue up +24.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 41% gross margin and 26% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RVSB logo

RIVERVIEW BANCORP INC

RVSB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$65Mβ–Ό βˆ’11.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
64.6%β–Ό βˆ’6.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
βˆ’$6Mβ–Ό βˆ’193.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$11Mβ–² +102.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
20.4Mβ–Ό βˆ’1.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$57Mβ–² +$118M YoY
StockOtter Β· stockotter.space

About RIVERVIEW BANCORP INC

Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. The company offers various deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. It provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it provides mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield and Vancouver, and Washington, as well as Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$7.48
β–² +25.3% Upside
High Target$8.21
Low Target$6.73
Based on 39 analysts

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