RRBI logo

RED RIVER BANCSHARES INC

RRBINASDAQ
πŸ† #2771 by market capEarnings Oct 28US Equity
$99.87β–² $0.01 (+0.01%)
πŸŒ™ After hours$99.00β–Ό 0.87%Regular close Β· extended-hours price shown
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24hβ–² 0.0%
7dβ–Ό 0.5%
14dβ–Ό 1.8%
30dβ–Ό 0.2%
ytdβ–² 40.3%
1yβ–² 53.1%
🏦Market Cap
$658M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+8.3%
Slowing
πŸ“ŠGross Margin
73.5%
High
πŸ’΅FCF Margin
29.2%
Strong
βš–οΈP/S Ratio
3.8x
Fair
Otter Score
80
Good

Trading Snapshot

Day Range
$98.88 – $100.77
52-Week Range
$61.60 – $104.87
Volume
$2.11B
Avg Volume
$1.92B
Shares Outstanding
6.6M
Next Earnings
Oct 29, 2026

Fundamentals Snapshot

Annual Revenue
$170M
Last Q Revenue
$44M
P/E Ratio
14.3
P/S Ratio
3.8x
EPS (TTM)
$6.98
Dividend Yield
0.90%
Dilution (1yr)
βˆ’3.1%

Why Investors Own RRBI

  • βœ“High-growth profile β€” revenue up +19.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 46% gross margin and 19% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RRBI logo

RED RIVER BANCSHARES INC

RRBI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$170Mβ–² +8.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
72.5%β–² +5.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$53Mβ–² +25.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$42Mβ–² +26.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
6.6Mβ–Ό βˆ’3.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$212Mβ–Ό βˆ’$54M YoY
StockOtter Β· stockotter.space

About RED RIVER BANCSHARES INC

Red River Bancshares, Inc. serves as the parent organization for Red River Bank, delivering a full suite of banking products and services to both businesses and individual clients across Louisiana. The bank offers a variety of deposit options, including checking, savings, and money market accounts, as well as time deposits. Its lending portfolio is comprehensive, encompassing commercial real estate financing, construction and development loans, and commercial and industrial credit facilities – including those previously offered under the Small Business Administration's Paycheck Protection Program. For individuals, the bank provides one-to-four family residential mortgages, home equity lines of credit, and diverse consumer loans tailored for personal, family, and household expenses, available as secured or unsecured installment and term options. Additionally, Red River Bank extends tax-exempt loans, lines of credit, and standby letters of credit. Beyond lending and deposit services, the company offers treasury management, private banking, and brokerage solutions. Customers can also access investment advisory, financial planning, and a range of retirement plans. Day-to-day financial needs are supported by debit and credit cards, direct deposits, cashier's checks, and wire transfer capabilities. Modern banking is facilitated through comprehensive online services, enabling account monitoring, fund transfers, bill payments, and digital statement delivery. Accessibility is ensured via multiple channels, including in-person visits to banking centers, ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposit capture. The company operates a network of 27 banking centers throughout Louisiana, complemented by two combined loan and deposit production offices located in Lafayette and New Orleans. Red River Bancshares, Inc. was established in 1998 and maintains its headquarters in Alexandria, Louisiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Good
80/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy4
Hold3
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·15d ago

Analyzing Shinhan Financial Group (NYSE:SHG) & Red River Bancshares (NASDAQ:RRBI)

Red River Bancshares (NASDAQ: RRBI - Get Free Report) and Shinhan Financial Group (NYSE: SHG - Get Free Report) are both finance companies, but which is the superior investment? We will contrast the two companies based o

Defense WorldΒ·27d ago

Canada Pension Plan Investment Board Invests $557,000 in Red River Bancshares, Inc. $RRBI

Canada Pension Plan Investment Board purchased a new stake in Red River Bancshares, Inc. (NASDAQ: RRBI) in the second quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The fu

Defense WorldΒ·28d ago

384,012 Shares in Red River Bancshares, Inc. $RRBI Acquired by BlackRock Inc.

BlackRock Inc. bought a new stake in shares of Red River Bancshares, Inc. (NASDAQ: RRBI) during the undefined quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. T

GlobeNewsWireΒ·Aug 27

Red River Bancshares, Inc. Announces Quarterly Cash Dividend

ALEXANDRIA, La., Aug. 27, 2026 (GLOBE NEWSWIRE) -- Red River Bancshares, Inc. (Nasdaq: RRBI) (the β€œCompany”) announced today that on August 27, 2026, its board of directors declared a quarterly cash dividend in an amount

Zacks Investment ResearchΒ·Jul 30

Red River Bancshares (RRBI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

While the top- and bottom-line numbers for Red River Bancshares (RRBI) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall S

Zacks Investment ResearchΒ·Jul 30

Red River Bancshares (RRBI) Q2 Earnings Beat Estimates

Red River Bancshares (RRBI) came out with quarterly earnings of $1.78 per share, beating the Zacks Consensus Estimate of $1.77 per share. This compares to earnings of $1.51 per share a year ago.