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ROOT INC/OH -CLASS A

ROOTNASDAQ
πŸ† #2712 by market capEarnings Nov 3 Β· PostUS Equity
$46.02β–Ό $0.70 (βˆ’1.52%)
πŸŒ™ After hours$46.02β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 1.5%
7dβ–Ό 1.6%
14dβ–Ό 12.1%
30dβ–Ό 17.1%
ytdβ–Ό 36.1%
1yβ–Ό 48.5%
🏦Market Cap
$728M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+15.2%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
11.4%
Healthy
βš–οΈP/S Ratio
0.5x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$45.83 – $46.83
52-Week Range
$40.91 – $94.04
Volume
$2.96B
Avg Volume
$2.26B
Shares Outstanding
15.8M
Next Earnings
Oct 23, 2026

Fundamentals Snapshot

Annual Revenue
$1.52B
Last Q Revenue
$389M
P/E Ratio
11.6
P/S Ratio
0.5x
EPS (TTM)
$3.60
Dividend Yield
β€”
Dilution (1yr)
+1.2%

Why Investors Own ROOT

  • βœ“High-growth profile β€” revenue up +14.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 37% gross margin and 28% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

ROOT logo

ROOT INC/OH -CLASS A

ROOT
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.5Bβ–² +29.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
25.5%β–Ό βˆ’11.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$41Mβ–² +32.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$192Mβ–² +4.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
17.2Mβ–² +1.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$489Mβ–² +$91M YoY
StockOtter Β· stockotter.space

About ROOT INC/OH -CLASS A

Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy. The company employs a direct-to-consumer business model, primarily connecting with its customers via user-friendly mobile applications and its official website. Its comprehensive distribution network also incorporates various other digital platforms, media campaigns, referral initiatives, and collaborations with external partners and independent agencies. Established in 2015, the firm's corporate headquarters are situated in Columbus, Ohio.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
12 analysts
Strong Buy2
Buy4
Hold6
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Zacks Investment ResearchΒ·5d ago

Here's Why Root, Inc. (ROOT) is a Strong Growth Stock

Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.

Zacks Investment ResearchΒ·7d ago

Root Extends Carvana Deal Through 2028 to Support Embedded Growth

Root extends its exclusive Carvana insurance deal through at least August 2028, strengthening embedded distribution as Direct competition intensifies.

Zacks Investment ResearchΒ·7d ago

Should Investors Buy ROOT as Profitability Improves but Growth Slows?

ROOT's underwriting and EBITDA improved in the first half of 2026, but slower premium growth and rising loss costs complicate its profitable growth path.

Zacks Investment ResearchΒ·7d ago

ROOT Falls 12% in a Month Amid Slower Growth and Rising Claims Risk

ROOT shares fell 12% in a month as premium growth slowed and loss costs rose, while profitability held up and a new pricing model targets 2027.

Defense WorldΒ·8d ago

Root, Inc. (NASDAQ:ROOT) Receives Average Rating of β€œHold” from Analysts

Root, Inc. (NASDAQ: ROOT - Get Free Report) has been assigned a consensus rating of "Hold" from the seven brokerages that are currently covering the firm, Marketbeat.com reports. One equities research analyst has rated t

Zacks Investment ResearchΒ·20d ago

ROOT's Partnership Strategy Push Could Unlock Profitable Growth

Root's expanding partnerships diversify distribution and support underwriting gains, but higher acquisition costs could test profitability.