REGIONAL MANAGEMENT CORP
RMNYSETrading Snapshot
- Day Range
- $30.24 β $30.97
- 52-Week Range
- $30.12 β $44.30
- Volume
- $1.92B
- Avg Volume
- $1.84B
- Shares Outstanding
- 9.2M
- Next Earnings
- Oct 23, 2026
Fundamentals Snapshot
- Annual Revenue
- $646M
- Last Q Revenue
- $168M
- P/E Ratio
- 6.1
- P/S Ratio
- 0.4x
- EPS (TTM)
- $5.21
- Dividend Yield
- 3.93%
- Dilution (1yr)
- β1.6%
Why Investors Own RM
- βHigh-growth profile β revenue up +50.4% YoY with expanding US Equity exposure.
- βHealthy economics β 75% gross margin and 29% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
REGIONAL MANAGEMENT CORP
RMAbout REGIONAL MANAGEMENT CORP
Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates
REGIONAL MANAGEMENT CORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift RM price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
REGIONAL MANAGEMENT CORP announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.