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REGIONS FINANCIAL CORP

RFNYSE
πŸ† #514 by market capEarnings Oct 16US Equity
$26.93β–Ό $0.33 (βˆ’1.23%)
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24hβ–Ό 1.2%
7dβ–Ό 3.5%
14dβ–Ό 9.3%
30dβ–Ό 11.2%
ytdβ–Ό 0.7%
1yβ–² 1.5%
🏦Market Cap
$22.98B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+2.5%
Slowing
πŸ“ŠGross Margin
76.8%
High
πŸ’΅FCF Margin
18.5%
Healthy
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$26.74 – $27.06
52-Week Range
$18.83 – $32.47
Volume
$3.09B
Avg Volume
$3.33B
Shares Outstanding
853.4M
Next Earnings
Nov 7, 2026

Fundamentals Snapshot

Annual Revenue
$9.61B
Last Q Revenue
$2.38B
P/E Ratio
11.1
P/S Ratio
2.5x
EPS (TTM)
$2.61
Dividend Yield
3.96%
Dilution (1yr)
βˆ’3.8%

Why Investors Own RF

  • βœ“High-growth profile β€” revenue up +49.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 45% gross margin and 28% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

RF logo

REGIONS FINANCIAL CORP

RF
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$9.6Bβ–² +2.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
74.6%β–² +6.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$2.7Bβ–² +16.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$2.2Bβ–² +48.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
880.0Mβ–Ό βˆ’3.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$6.0Bβ–² +$1.8B YoY
StockOtter Β· stockotter.space

About REGIONS FINANCIAL CORP

Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Price Target

β“˜
Average Target
$29.51
β–² +9.6% Upside
High Target$32.22
Low Target$26.56
Based on 32 analysts

Latest News & Updates

Zacks Investment ResearchΒ·3d ago

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Regions Financial (RF) have what it takes?

Seeking AlphaΒ·3d ago

Buy 5 Barron's Better Bets (Than T-Bills) Out Of 11 'Safer' September DiviDogs

Long-term bond yields persist despite pressure and circular remedies. But investors looking for income can still find plenty of attractive opportunities with dividend-paying stocks that have healthy yields. β€œ23 stocks pa

Business WireΒ·6d ago

Regions Financial Announces Retirement of Deron Smithy, Names Allen Mayer as Treasurer

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank announced the elevation of a company veteran to succeed Treasurer Deron Smithy, who will retire soon.

Zacks Investment ResearchΒ·8d ago

Regions Financial Plans to Add Up to 150 Branches as It Targets Growth

Regions Financial CorporationΒ  RF is stepping up its branch expansion strategy as competition intensifies across its Southeastern footprint. Speaking at the Barclays 24th Annual Global Financial Services Conference, mana

Defense WorldΒ·8d ago

Regions Financial Eyes 150 New Branches as Deposit Strength Supports Growth

Regions Financial (NYSE: RF) said customer activity and credit trends remain constructive across its 15-state footprint, while the bank continues to invest in branches, bankers, technology and deposit infrastructure amid

GuruFocusΒ·11d ago

Prudential Financial Announces Sale of Its Stake in Alexforbes

Prudential Financial, Inc. (NYSE: PRU) announced today that its indirect subsidiary, New Veld, LLC, has entered into agreements to sell all of Prudential's shar