PYPL logo

PAYPAL HOLDINGS INC

PYPLNASDAQ
πŸ† #321 by market capEarnings Oct 27 Β· PostπŸ’³Fintech
$53.59β–Ό $0.68 (βˆ’1.27%)
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24hβ–Ό 1.3%
7dβ–² 1.3%
14dβ–Ό 0.4%
30dβ–Ό 0.1%
ytdβ–Ό 8.2%
1yβ–Ό 23.1%
🏦Market Cap
$45.84B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+5.7%
Slowing
πŸ“ŠGross Margin
40.5%
Healthy
πŸ’΅FCF Margin
19.3%
Healthy
βš–οΈP/S Ratio
1.4x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$52.98 – $54.06
52-Week Range
$38.46 – $79.22
Volume
$5.48B
Avg Volume
$4.75B
Shares Outstanding
855.5M
Next Earnings
Nov 17, 2026

Fundamentals Snapshot

Annual Revenue
$33.17B
Last Q Revenue
$8.68B
P/E Ratio
9.5
P/S Ratio
1.4x
EPS (TTM)
$5.30
Dividend Yield
β€”
Dilution (1yr)
βˆ’7.4%

Why Investors Own PYPL

  • βœ“High-growth profile β€” revenue up +55.0% YoY with expanding Fintech exposure.
  • βœ“Healthy economics β€” 71% gross margin and 29% free-cash-flow margin.
  • βœ“Expanding take-rate and new products grow revenue per user.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PYPL logo

PAYPAL HOLDINGS INC

PYPL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$33.2Bβ–² +4.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
46.6%β–² +1.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$6.1Bβ–² +13.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$5.6Bβ–Ό βˆ’17.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
939.0Mβ–Ό βˆ’7.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$1.9Bβ–² +$1.4B YoY
StockOtter Β· stockotter.space

About PAYPAL HOLDINGS INC

PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Hold
52 analysts
Strong Buy4
Buy10
Hold35
Sell3
Strong Sell0
Ratings as of Sep 2026

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