PMTS logo

CPI CARD GROUP INC

PMTSNASDAQ
πŸ† #3440 by market capEarnings Nov 2US Equity
$384.85β–Ό $21.44 (βˆ’5.57%)
Simulated price
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24hβ–Ό 5.6%
7dβ–² 1443.1%
14dβ–² 1485.4%
30dβ–² 1234.2%
ytdβ–² 2519.8%
1yβ–² 2487.2%
🏦Market Cap
$284M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+13.1%
Healthy
πŸ“ŠGross Margin
31.0%
Moderate
πŸ’΅FCF Margin
13.0%
Healthy
βš–οΈP/S Ratio
0.5x
Cheap
Otter Score
92
Very Good

Trading Snapshot

Day Range
$381.08 – $388.17
52-Week Range
$10.81 – $31.25
Volume
$6.13B
Avg Volume
$5.84B
Shares Outstanding
11.5M
Next Earnings
Nov 13, 2026

Fundamentals Snapshot

Annual Revenue
$544M
Last Q Revenue
$149M
P/E Ratio
20.7
P/S Ratio
0.5x
EPS (TTM)
$1.20
Dividend Yield
0.00%
Dilution (1yr)
βˆ’0.8%

Why Investors Own PMTS

  • βœ“High-growth profile β€” revenue up +51.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 57% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PMTS logo

CPI CARD GROUP INC

PMTS
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$544Mβ–² +13.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
31.3%β–Ό βˆ’12.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$55Mβ–Ό βˆ’12.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$41Mβ–² +21.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
11.8Mβ–Ό βˆ’0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$316Mβ–Ό βˆ’$60M YoY
StockOtter Β· stockotter.space

About CPI CARD GROUP INC

CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit. The Debit and Credit segment is responsible for producing various financial payment cards, such as those adhering to Europay, Mastercard, and Visa (EMV) standards, as well as non-EMV cards, premium metal cards, and custom private label credit cards. It also delivers extensive card-related services to financial institutions that issue cards. These services encompass on-demand solutions, individualizing cards with specific user data, managing fulfillment processes, and offering immediate card issuance capabilities. The Prepaid Debit segment focuses on providing integrated card services, notably secure, tamper-evident packaging, to suppliers of prepaid debit cards. Furthermore, this division manufactures financial payment cards that are issued under the major payment network brands. CPI Card Group serves a broad range of clients across the United States. Its customers include issuers of both debit and credit cards, administrators of Prepaid Debit Card programs, local community banks, credit unions, collective service providers, and companies involved in processing card transactions. Originally established in 2007, the company was known as CPI Holdings I, Inc. It subsequently adopted its current name, CPI Card Group Inc., in August 2015. The corporate headquarters are situated in Littleton, Colorado.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Very Good
92/100

Analyst Price Target

β“˜
Average Target
$456.48
β–² +18.6% Upside
High Target$535.44
Low Target$422.49
Based on 35 analysts

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