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PREFERRED BANK/LOS ANGELES

PFBCNASDAQ
πŸ† #2316 by market capEarnings Oct 21US Equity
$104.97β–Ό $1.26 (βˆ’1.20%)
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24hβ–Ό 1.2%
7dβ–Ό 0.6%
14dβ–Ό 0.5%
30dβ–² 2.1%
ytdβ–² 11.6%
1yβ–² 16.8%
🏦Market Cap
$1.24B
Small Cap
πŸ“ˆRevenue Growth (YoY)
-4.1%
Declining
πŸ“ŠGross Margin
55.8%
Healthy
πŸ’΅FCF Margin
33.2%
Strong
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
72
Fair

Trading Snapshot

Day Range
$103.61 – $106.93
52-Week Range
$77.29 – $112.26
Volume
$2.93B
Avg Volume
$2.43B
Shares Outstanding
11.8M
Next Earnings
Oct 19, 2026

Fundamentals Snapshot

Annual Revenue
$499M
Last Q Revenue
$126M
P/E Ratio
9.5
P/S Ratio
2.5x
EPS (TTM)
$11.44
Dividend Yield
2.96%
Dilution (1yr)
βˆ’7.2%

Why Investors Own PFBC

  • βœ“High-growth profile β€” revenue up +54.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 33% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PFBC logo

PREFERRED BANK/LOS ANGELES

PFBC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$499Mβ–Ό βˆ’4.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
55.0%β–² +5.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$190Mβ–² +3.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$167Mβ–² +1.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
12.5Mβ–Ό βˆ’7.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$423Mβ–Ό βˆ’$177M YoY
StockOtter Β· stockotter.space

About PREFERRED BANK/LOS ANGELES

Preferred Bank offers a wide array of commercial banking products and services throughout the United States. Its primary clients include small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, various professionals, and high-net-worth individuals. The institution provides diverse deposit options, such as checking, savings, and money market accounts. They also feature fixed-rate and fixed-maturity certificates of deposit for both retail and non-retail clients, along with individual retirement accounts. On the lending side, Preferred Bank extends real estate mortgage loans secured by a variety of properties, including retail, industrial, office, special purpose, and residential (single and multi-family) assets. They also finance real estate construction projects and offer commercial loans like working capital lines of credit, term loans for capital expenditures, and both commercial and standby letters of credit, in addition to SBA loans. Furthermore, the bank provides extensive trade finance solutions. These encompass commercial and export letters of credit, import lines of credit, international wire transfers, documentary collections, acceptance/trust receipt financing products, export financing, and bills purchase programs. Specialized high-wealth banking services are available for affluent individuals residing in the Pacific Rim region. The bank also supports modern financial management through remote deposit capture, as well as online and mobile banking platforms. Dedicated banking services are provided to professionals such as physicians, accountants, attorneys, and business managers. Manufacturing, service, and distribution companies can benefit from safe deposit boxes, account reconciliation, courier services, and comprehensive cash management solutions. As of December 31, 2021, Preferred Bank operated eleven full-service branch locations across California, including Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco. An additional branch is situated in Flushing, New York. The bank was established in 1991 and maintains its headquarters in Los Angeles, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy4
Hold5
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Zacks Investment ResearchΒ·5h ago

Why Preferred Bank (PFBC) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Preferred Bank (PFBC) have what it takes?

Defense WorldΒ·2d ago

Preferred Bank $PFBC Shares Newly Purchased by Corient Private Wealth LP

Corient Private Wealth LP acquired a new position in Preferred Bank (NASDAQ: PFBC) during the undefined quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The fun

GlobeNewsWireΒ·14d ago

Preferred Bank Announces Quarterly Dividend

LOS ANGELES, Sept. 16, 2026 (GLOBE NEWSWIRE) -- Preferred Bank (NASDAQ: PFBC), one of the larger independent commercial banks in California, today reported that the Board of Directors has declared a quarterly cash divide

Defense WorldΒ·15d ago

Head to Head Survey: Pathward Financial (NASDAQ:CASH) versus Preferred Bank (NASDAQ:PFBC)

Preferred Bank (NASDAQ: PFBC - Get Free Report) and Pathward Financial (NASDAQ: CASH - Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on

Zacks Investment ResearchΒ·16d ago

Why Preferred Bank (PFBC) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Preferred Bank (PFBC) have what it takes?

Zacks Investment ResearchΒ·Aug 28

Preferred Bank (PFBC) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Preferred Bank (PFBC) have what it takes?