PONCE FINANCIAL GROUP INC
PDLBNASDAQTrading Snapshot
- Day Range
- $19.83 β $20.24
- 52-Week Range
- $13.91 β $21.10
- Volume
- $1.85B
- Avg Volume
- $2.01B
- Shares Outstanding
- 24.2M
- Next Earnings
- Dec 11, 2026
Fundamentals Snapshot
- Annual Revenue
- $194M
- Last Q Revenue
- $53M
- P/E Ratio
- 14.2
- P/S Ratio
- 2.4x
- EPS (TTM)
- $1.46
- Dividend Yield
- 0.00%
- Dilution (1yr)
- +2.0%
Why Investors Own PDLB
- βHigh-growth profile β revenue up +7.7% YoY with expanding US Equity exposure.
- βHealthy economics β 35% gross margin and 16% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
PONCE FINANCIAL GROUP INC
PDLBAbout PONCE FINANCIAL GROUP INC
Ponce Financial Group, Inc. serves as the parent organization for Ponce Bank, delivering a broad spectrum of financial offerings and services. The company actively gathers various types of deposits, including checking accounts (such as demand and NOW/IOLA accounts), money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. Furthermore, it offers a diverse portfolio of lending solutions. These encompass residential mortgages for one-to-four family units (both investor-owned and owner-occupied), multifamily properties, nonresidential real estate, construction and land development, as well as commercial and industrial financing, general business loans, and consumer loans. Ponce Financial Group also provides lines of credit and previously participated in the Paycheck Protection Program. Beyond lending and deposits, the group makes strategic investments. Its investment holdings include securities from the U.S. Government and federal agencies, instruments issued by government-sponsored or government-owned enterprises, mortgage-backed securities, corporate bonds and other obligations, and Federal Home Loan Bank stock. With a substantial footprint in the New York metropolitan area and New Jersey, Ponce Financial Group operates a network of banking offices: four in the Bronx, two in Manhattan, three in Queens, and three in Brooklyn, New York. It also maintains one banking office in Union City, New Jersey. Additionally, the company has several mortgage loan offices: two in Queens and one in Brooklyn, New York, along with two in New Jerseyβone in Englewood Cliffs and another in Bergenfield. Founded in 1960, Ponce Financial Group, Inc. is headquartered in the Bronx, New York.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Price Target
βLatest News & Updates

Ponce Financial Group: Potential Preferred Stock Repurchase Makes It Look More Interesting
Ponce Financial Group demonstrates robust loan and deposit growth, with a unique focus on underserved communities and minority lending. PDLB's potential repurchase of ECIP preferred stock could add $8.68 per share to tan

Critical Comparison: Addiko Bank (OTCMKTS:ADBKF) vs. Ponce Financial Group (NASDAQ:PDLB)
Addiko Bank (OTCMKTS:ADBKF - Get Free Report) and Ponce Financial Group (NASDAQ: PDLB - Get Free Report) are both finance companies, but which is the superior business? We will compare the two companies based on the stre

Dimensional Fund Advisors LP Has $15.69 Million Position in Ponce Financial Group, Inc. $PDLB
Dimensional Fund Advisors LP boosted its position in Ponce Financial Group, Inc. (NASDAQ: PDLB) by 2.8% in the undefined quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The

Ponce Bank Welcomes JosΓ© L. Orengo and Edward Delatorre Jr. to Its Board of Directors
Experienced leaders in law, philanthropy, public service, and community development join the Board to help advance the Bank's mission of expanding economic opportunities Experienced leaders in law, philanthropy, public s

Ponce Financial (PDLB) Q2 Earnings Lag Estimates
Ponce Financial (PDLB) came out with quarterly earnings of $0.35 per share, missing the Zacks Consensus Estimate of $0.37 per share. This compares to earnings of $0.25 per share a year ago.

Ponce Financial Group, Inc. Reports Second Quarter 2026 Results
NEW YORK, July 27, 2026 (GLOBE NEWSWIRE) -- Ponce Financial Group, Inc., (the βCompanyβ) (Nasdaq: PDLB), the holding company for Ponce Bank, National Association ("Ponce Bank" or the βBankβ), today announced results for