PBAM logo

PRIVATE BANCORP OF AMERICA I

PBAMNASDAQ
πŸ† #3000 by market capEarnings Oct 16US Equity
$85.15β–Ό $0.65 (βˆ’0.76%)
πŸŒ™ After hours$84.99β–Ό 0.19%Regular close Β· extended-hours price shown
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24hβ–Ό 0.8%
7dβ–Ό 3.7%
14dβ–Ό 4.6%
30dβ–Ό 4.0%
ytdβ€”
1yβ€”
🏦Market Cap
$488M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-35.1%
Declining
πŸ“ŠGross Margin
72.3%
High
πŸ’΅FCF Margin
15.0%
Healthy
βš–οΈP/S Ratio
2.8x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$84.47 – $86.83
52-Week Range
$54.45 – $92.09
Volume
$2.04B
Avg Volume
$1.81B
Shares Outstanding
5.7M
Next Earnings
Nov 15, 2026

Fundamentals Snapshot

Annual Revenue
$172M
Last Q Revenue
$44M
P/E Ratio
10.9
P/S Ratio
2.8x
EPS (TTM)
$7.87
Dividend Yield
0.00%
Dilution (1yr)
βˆ’0.5%

Why Investors Own PBAM

  • βœ“High-growth profile β€” revenue up +9.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 79% gross margin and 17% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PBAM logo

PRIVATE BANCORP OF AMERICA I

PBAM
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$172Mβ–Ό βˆ’35.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.2%β–² +76.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$58Mβ–² +10.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$43Mβ–² +21.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
5.8Mβ–Ό βˆ’0.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$130Mβ–² +$14M YoY
StockOtter Β· stockotter.space

About PRIVATE BANCORP OF AMERICA I

Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merchant card services, bill payment, positive pay fraud detection, e-statements, remote deposit capture, wire transfers, electronic payment and collection systems, electronic check acceptance, account reconciliation, cash vault services, and both gift and business credit cards, alongside extensive funds management. The company further provides diverse loan products, such as financing for commercial real estate, Small Business Administration (SBA) initiatives, construction ventures, equipment purchases, and business expansion. Working capital lines of credit and letters of credit are also available. Operational branches are situated in key Californian locations: La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and its corporate headquarters are located in La Jolla, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy3
Buy6
Hold1
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Defense WorldΒ·5d ago

Critical Survey: Private Bancorp of America (OTCMKTS:PBAM) vs. China Merchants Bank (OTCMKTS:CIHKY)

Private Bancorp of America (OTCMKTS:PBAM - Get Free Report) and China Merchants Bank (OTCMKTS:CIHKY - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two companies ba

GlobeNewsWireΒ·Aug 17

CalPrivate Bank Announces Appointment of New Chief Credit Officer

LA JOLLA, Calif., Aug. 17, 2026 (GLOBE NEWSWIRE) -- Private Bancorp of America, Inc. (PBAM) (β€œCompany”), the parent company of CalPrivate Bank (β€œBank”) announced the appointment of Andra Frazier as the Bank's new Executi

GlobeNewsWireΒ·Jul 29

Private Bancorp of America, Inc. Announces Uplisting to Nasdaq Global Select Market

LA JOLLA, Calif., July 29, 2026 (GLOBE NEWSWIRE) -- Private Bancorp of America, Inc. (NASDAQ: PBAM), (the β€œCompany”), the holding company for CalPrivate Bank (the β€œBank”), announced today that its Registration Statement

Zacks Investment ResearchΒ·Jul 16

Private Bancorp of America, Inc. (PBAM) Tops Q2 Earnings and Revenue Estimates

Private Bancorp of America, Inc. (PBAM) came out with quarterly earnings of $2.27 per share, beating the Zacks Consensus Estimate of $2 per share. This compares to earnings of $1.77 per share a year ago.

Zacks Investment ResearchΒ·Jul 16

Here's What Key Metrics Tell Us About Private Bancorp of America (PBAM) Q2 Earnings

While the top- and bottom-line numbers for Private Bancorp of America (PBAM) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to

GlobeNewsWireΒ·Jul 16

Private Bancorp of America, Inc. Announces Continued Strong Net Income for Second Quarter 2026 and Intent to Uplist to the NASDAQ Stock Market

Second Quarter 2026 Highlights Net income for the second quarter of 2026 was $13.1 million, compared to $12.0 million in the prior quarter and $10.4 million in the second quarter of 2025. Net income for the second quarte