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PROSPERITY BANCSHARES INC

PBNYSE
πŸ† #1002 by market capEarnings Nov 4US Equity
$66.91β–Ό $0.41 (βˆ’0.61%)
Market closed Β· at close
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24hβ–Ό 0.6%
7dβ–Ό 0.5%
14dβ–Ό 4.9%
30dβ–Ό 6.5%
ytdβ–Ό 3.2%
1yβ–² 0.9%
🏦Market Cap
$8.01B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+32.4%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
36.0%
Strong
βš–οΈP/S Ratio
4.9x
Fair
Otter Score
72
Fair

Trading Snapshot

Day Range
$66.63 – $67.65
52-Week Range
$61.07 – $77.20
Volume
$2.93B
Avg Volume
$2.62B
Shares Outstanding
119.7M
Next Earnings
Nov 17, 2026

Fundamentals Snapshot

Annual Revenue
$1.74B
Last Q Revenue
$520M
P/E Ratio
14.2
P/S Ratio
4.9x
EPS (TTM)
$5.77
Dividend Yield
2.90%
Dilution (1yr)
βˆ’0.8%

Why Investors Own PB

  • βœ“High-growth profile β€” revenue up +25.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 29% gross margin and 9% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PB logo

PROSPERITY BANCSHARES INC

PB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.7Bβ–Ό βˆ’0.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
71.9%β–² +10.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$694Mβ–² +13.2% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$517Mβ–² +14.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
94.5Mβ–Ό βˆ’0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$404Mβ–² +$1.0B YoY
StockOtter Β· stockotter.space

About PROSPERITY BANCSHARES INC

Prosperity Bancshares, Inc. serves as the holding company for Prosperity Bank, providing a comprehensive suite of financial solutions to both individual customers and corporate clients. The bank gathers various types of deposits, such as checking, savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering: Real Estate: Mortgages for residential properties (1-4 family), commercial real estate, multi-family dwellings, as well as construction, land development, and land acquisition loans. Business: Commercial and industrial (C&I) financing, agricultural loans (including those not backed by real estate), credit lines for working capital, business expansion, and equipment purchases. Consumer: Personal loans, financing for automobiles, recreational vehicles, boats, home improvements, home equity, durable goods, and loans secured by deposits. Beyond traditional banking, Prosperity Bank offers digital services like internet and mobile banking. It also delivers specialized solutions, including trust and wealth management, retail brokerage, mortgage services, and treasury management, alongside providing debit and credit cards. As of December 31, 2021, Prosperity Bancshares operated a substantial network of 273 full-service banking branches. These were distributed across: Texas: 65 in the Houston area (including The Woodlands), 30 in South Texas (including Corpus Christi and Victoria), 63 in the Dallas/Fort Worth region, 22 in East Texas, 29 in Central Texas (including Austin and San Antonio), 34 in West Texas (including Lubbock, Midland-Odessa, and Abilene), and 16 in the Bryan/College Station vicinity. Oklahoma: 6 in Central Oklahoma and 8 in the Tulsa metropolitan area, where the bank operates under the LegacyTexas Bank brand. Founded in 1983, Prosperity Bancshares, Inc. is headquartered in Houston, Texas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
72/100

Analyst Price Target

β“˜
Average Target
$76.63
β–² +14.5% Upside
High Target$89.58
Low Target$57.17
Based on 26 analysts

Latest News & Updates

Zacks Investment ResearchΒ·5d ago

PB vs. CFR: Which Stock Is the Better Value Option?

Investors looking for stocks in the Banks - Southwest sector might want to consider either Prosperity Bancshares (PB) or Cullen/Frost Bankers (CFR). But which of these two stocks is more attractive to value investors?

ReutersΒ·5d ago

PB Fintech to cut costs, slow hiring after India insurance commission caps

PB Fintech expects India's proposed caps on insurance commissions to severely affect its non-life insurance business, which may lead to spending cuts and a slowdown in ​hiring, co-founder and group CEO Yashish Dahiya tol

Zacks Investment ResearchΒ·6d ago

Down 5% in 4 Weeks, Here's Why Prosperity Bancshares (PB) Looks Ripe for a Turnaround

Prosperity Bancshares (PB) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings

Zacks Investment ResearchΒ·11d ago

Why Prosperity Bancshares (PB) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Prosperity Bancshares (PB) have what it takes?

Defense WorldΒ·14d ago

California State Teachers Retirement System Buys 7,804,038 Shares of Prosperity Bancshares, Inc. $PB

California State Teachers Retirement System grew its stake in shares of Prosperity Bancshares, Inc. (NYSE: PB) by 6,498.9% during the undefined quarter, according to the company in its most recent disclosure with the Sec

Zacks Investment ResearchΒ·21d ago

PB or CFR: Which Is the Better Value Stock Right Now?

Investors looking for stocks in the Banks - Southwest sector might want to consider either Prosperity Bancshares (PB) or Cullen/Frost Bankers (CFR). But which of these two stocks is more attractive to value investors?