PAYP logo

PAYPAY CORP

PAYPNASDAQ
πŸ† #4291 by market capUS Equity
$15.84β–Ό $0.16 (βˆ’1.00%)
πŸŒ… Pre-market$15.91β–² 0.44%Regular close Β· extended-hours price shown
πŸ””
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24hβ–Ό 1.0%
7dβ–Ό 3.5%
14dβ–Ό 10.3%
30dβ–² 4.7%
ytdβ€”
1yβ€”
🏦Market Cap
$10.72B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
β€”
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
β€”
βš–οΈP/S Ratio
4.3x
Fair
Otter Score
56
Weak

Trading Snapshot

Day Range
$15.72 – $16.03
52-Week Range
β€”
Volume
$2.65B
Avg Volume
$2.34B
Shares Outstanding
677.0M
Next Earnings
Nov 22, 2026

Fundamentals Snapshot

Annual Revenue
$403.62B
Last Q Revenue
$105.11B
P/E Ratio
14.2
P/S Ratio
4.3x
EPS (TTM)
β€”
Dividend Yield
β€”
Dilution (1yr)
+7.6%

Why Investors Own PAYP

  • βœ“High-growth profile β€” revenue up +29.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 29% gross margin and 27% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

PAYP logo

PAYPAY CORP

PAYP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$403.6Bβ–² +38.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
50.6%β–Ό βˆ’41.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$84.9Bβ–² +139.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$287.5Bβ–² +114.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
677.1Mβ–² +7.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$275.6Bβ–Ό βˆ’$202.7B YoY
StockOtter Β· stockotter.space

About PAYPAY CORP

PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methodsβ€”from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
56/100

Analyst Ratings

β“˜
Consensus
Buy
18 analysts
Strong Buy5
Buy10
Hold3
Sell0
Strong Sell0
Ratings as of Sep 2026

Latest News & Updates

Zacks Investment ResearchΒ·8d ago

Do Options Traders Know Something About PayPay Stock We Don't?

Investors need to pay close attention to PAYP stock based on the movements in the options market lately.

Zacks Investment ResearchΒ·12d ago

EVTC or PAYP: Which Is the Better Value Stock Right Now?

Investors with an interest in Financial Transaction Services stocks have likely encountered both Evertec (EVTC) and Paypay (PAYP). But which of these two companies is the best option for those looking for undervalued sto

Seeking AlphaΒ·25d ago

PayPay: Inorganic Moves To Capture Structural Tailwinds

I initiate coverage of PayPay Corporation (PAYP) with a Buy, after assessing market trends and corporate developments. PAYP's alliance with Seven & i Holdings unlocks significant digital payment adoption potential in an

Zacks Investment ResearchΒ·Aug 26

Does Paypay (PAYP) Have the Potential to Rally 47.37% as Wall Street Analysts Expect?

The consensus price target hints at a 47.4% upside potential for Paypay (PAYP). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean

GuruFocusΒ·Aug 14

ValueAct Capital's Top Q2 2026 Move: Rocket Companies Inc at a 3.76% Portfolio Impact

Activist investor doubles down on fintech while trimming tech and media positionsValueAct Capital (Trades, Portfolio), a San Francisco-based activist investment

Seeking AlphaΒ·Aug 4

PayPay Corporation (PAYP) Q1 2027 Earnings Call Transcript

PayPay Corporation (PAYP) Q1 2027 Earnings Call Transcript